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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Great service, easy and builds quickly

Chip automatic saves have really helped me achieve my savings goals. Reviewed on: 13th January 2020

Amazing way to build a savings habit!

I’ve always been poor at saving but Chip makes it so simple. £5k plus saved in little over a year, my financial life is forever changed and I’ve taken back control! Reviewed on: 13th January 2020

Best finance app out there

I’ve never saved so much without noticing. Reviewed on: 13th January 2020

Smart app

CHIP app is built in a very user friendly way and it's easy to use and to start saving. It does what it says on the tin and it's a very effective way to put some savings on the side for that New Year's goal. Reviewed on: 13th January 2020

You will save more than you realise

It’s very effective, you’ll save more than you realise. It’s fun to save when you don’t have to manually do it Reviewed on: 12th January 2020

Great company. Great saving technique.

My experience with Chip is very positive, they have a very easy system to navigate and use, and it is very clever how it works out what you can save and takes the thought out of it and ultimately allows you to save exactly what it is in your financial capabilities. Reviewed on: 12th January 2020

Improve savings potential

Still studying the different digital savings platforms Reviewed on: 11th January 2020

Money you didn't know you had

Helps save little pots of money without you realising, great for emergency funds. Reviewed on: 9th January 2020

Best savings app

Best savings app on the market and it's 100% free Reviewed on: 9th January 2020

Ive finally become a grown up

Ive never been able to save most of my life 35 years young always tried would stash money away when I got paid i was never smart it realistic about how much I was putting away but I always somehow managed to chip into my saving before the end of the month and before you know it I had spent it yes very shameful but true so then fast forward to the last year or so and I can actually say I have finally cracked it I have been saving for a year or so and have stashed away just over 6k without even noticing yes pretty cool right so I can finally say Im a grown up and have something for a rainy day or to do something pretty cool who knows but one thing is for certain with Chip I would never have been in this position so give these guys an award for building this really cool app that is doing great things to help people like me well the old me haha Reviewed on: 8th January 2020

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