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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18463 reviews)

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4.94

Based on 18,463 reviews, last reviewed 16th Apr 2026

25000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Super savings app

My older sister recommended Chip to me (she loves saving money, me not so much) and I decided to download it and used her referral code. Fast forward a year and I'm much better at saving money in general and equally I have a pot of money set aside in my Chip account with no effort from my side and I didn't even notice the small amounts coming out from my spending money. Chip is so easy to set up and use, it's easy to change your saves and add a goals and within no time I had a savings pot which I had pretty much forgotten about. Of course most importantly they send you memes when you make a save and who doesn't love a dancing penguin! The added bonus of having a referral code is great to pass onto my friends. Would definitely recommend to anyone and will continue to use this efficient and fun way of saving - aka hiding my own money from myself! Reviewed on: 8th January 2020

The best saving app I have ever used

Honestly I’ve told so many people to use this app I have been obsessed. Saving without really knowing you’re saving and before you know it you have a nice pot. It’s the easiest app to use, the layout is fun but user friendly and you can’t fault it. From making saves yourself when you want to, and the automatic saves. You can’t go wrong!! Reviewed on: 7th January 2020

Ridiculously Easy

Takes all the hassle out of manually saving and stops those moments of hesitation that stop you from saving. Customer service is the best I've experienced. Reviewed on: 7th January 2020

Fab app...makes saving easy

Amazing, love how it saves money for you...you can put extra in or take out very easy to use Reviewed on: 7th January 2020

Makes saving simple and painless.

Simply a great way to get people into the saving habit. Reviewed on: 7th January 2020

Simple, clean and smart

Ive been using this app for about 4 months now and have saved quite a bit. Going from being a student to a graduate within this last 6 months and tryng to get myself finacially stable is difficult. However saving and setting money aside for the future is one less worry with Chip. It saves what I can afford while still being unoticable within my finances. Reviewed on: 4th January 2020

Chip saving account

Saw this advertised and thought I’d give it a try it’s a fantastic way of saving. Reviewed on: 4th January 2020

Brilliant service

This is a brilliant service. I always intend to save but always forget. Chip works in the background making small manageable payments into a saving pot. It’s a handy way of steadily building my savings. I love the concept and recommend this to everyone. Reviewed on: 4th January 2020

Love Chip

Makes saving fun, easy, and barely noticeable! Reviewed on: 3rd January 2020

For the first time in my life I have savings!

Chip has made it really easy for me to save money, and I feel relieved knowing that the app does it all for me. Their support team have always been second to none and I feel in complete control of the amounts of money the app is saving for me. Reviewed on: 3rd January 2020

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