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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18463 reviews)

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4.94

Based on 18,463 reviews, last reviewed 16th Apr 2026

25000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Smart way to save and see your savings grow

Smart way to save and see your savings grow Reviewed on: 3rd January 2020

Saving without noticing

Small amounts are automatically put to one side and my cashflow hasn't ever been affected. The Withdrawal feature means you can get your savings back instantly. Memes are also fun to receive when you have saved each week Reviewed on: 3rd January 2020

Awesome for savers

So far it's been a pretty good app as I am new investor... Reviewed on: 3rd January 2020

Effortless Savings

I've been using Chip for a little over a year now and it's made saving for a house a breeze. You can have as little or as much input in tracking how much Chip saves from your bank account every month. I was hesitant to trust the algorithm at first (i shouldn't have been a skeptic) so I kept an eye on how much I was saving each month and i can say it performed perfectly. It didn't dip into my overdraft when funds were tighter and it moved move over when I had more money in my account. It's really excellent. I saved enough to begin the process of buying a house which i wouldn't have dreamed of 2 years ago. Definitely recommended for people who struggle with traditional savings accounts. Reviewed on: 2nd January 2020

1st class service

Chip makes it so easy for me to save, it's like a superhero piggy bank! Reviewed on: 2nd January 2020

It's absolutely brilliant!

I love it as it allows me to save without noticing! Reviewed on: 2nd January 2020

An easy way to save

For too long I’ve beaten myself up about not being able to put money aside for those rainy days. My savings account looked like a massive hole that I couldn’t fill. Then I got Chip and after only a few months I’ve been able to squirrel away money without even realising it. When I’ve had a bit of spare cash Chip stashes it. If I needed that money for something else it’s easy to cancel the save. And because the savings stashing is little, often and automatic I don’t feel like I’m sacrificing on my usual purchases or having to put saving before spending! Reviewed on: 2nd January 2020

Pain-free saving

You won’t even notice the money come out! Reviewed on: 1st January 2020

Great app and simple way to save

I don't even notice the money coming out and within a month had saved over £50 despite being on maternity leave and it being the run up to Christmas! Reviewed on: 1st January 2020

So good so far

I have never been able to save. I have 125 quid saved since November How the heck did I do that? Reviewed on: 28th December 2019

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View resource hub

Chip: Savings app reviews

25000% increase in 5 star reviews

No new 1 star reviews

Latest highest rating:

5

Latest lowest rating:

1

About this product

Review Chip: Savings app now

Chip Savings app reviews (18463)

Smart way to save and see your savings grow

Saving without noticing

Awesome for savers

Effortless Savings

1st class service

It's absolutely brilliant!

An easy way to save

Pain-free saving

Great app and simple way to save

So good so far

Review Chip: Savings app now

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