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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18463 reviews)

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4.94

Based on 18,463 reviews, last reviewed 16th Apr 2026

25000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Savings without any hassle

The chip app has helped me to save money without any input from myself past the initial setup. Reviewed on: 21st January 2019

The best way to save a little to build up a lot

I'm a terrible saver, the money I have left at the end of the month normally gets spent on gifts for me or dissappears on food and drink, but with chip that little bit I'd have left is automatically put away week by week and the save value calculated is what you can afford so I don't end up missing the money I send to chip, next thing I know I've got a decent pot built up that I can withdraw at any time Reviewed on: 21st January 2019

Stress free saving

Ideal way to let the pounds mount up without noticing and then it’s there when you need it Reviewed on: 21st January 2019

Excellent idea that is very well implemented

Chip was something I read about on a technical blog a while ago. Interested in the technology side I signed up within minutes and Chip began saving for me. I now have a decent sum in the account, that I honestly didn't notice in my day to day life being transferred from my current account. The app and the company communicate in a style which is like a breath of fresh air compared to the high street banks. I constantly recommend this to people of all ages looking to save. Its not (yet) a replacement for traditional saving and investing, but its a great extra way to save a little here and there. Reviewed on: 21st January 2019

Save money the easy way with the Chip app

I've been using the Chip app since August 2017 and it's helped me to tackle my credit card debt. It saves a little every few days for you which you don't even notice and then you can easily deposit that bank into your bank and use it to treat yourself or pay off some debt. You can easily cancel a saving, check your balance and make a withdrawal. It's safe and secure and best of all it is totally free. Reviewed on: 21st January 2019

LIFE SAVER

I began using chip when i was finding it really difficult to save anything at all. By small weekly saves, in the space of a couple of months I had enough to cover my bills whilst i was off work for 8 weeks with a broken ankle and only receiving Statutory Sick Pay. This was a huge help as without these savings to fall back on I'd have been subject to ludacris overdraft charges from my bank Reviewed on: 21st January 2019

Easy to save

So easy to save money automatically Reviewed on: 21st January 2019

Helps you save without having to think!

I love this app as you're saving money safely, easily and steadily. Great way to build up a savings egg for something special. Reviewed on: 21st January 2019

Excellent app

East to set up and use. Perfect as it does its job brilliantly without any input from me now. Customer service is great on the app too Reviewed on: 21st January 2019

Great way to save

Simple and convenient way for people to automatically start saving Reviewed on: 21st January 2019

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