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Chip: Savings app reviews

Name: Savings app
Rating: 4.87 (18460 reviews)

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4.87

Based on 18,460 reviews, last reviewed 19th Aug 2026

94% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

A brilliant money management app A brilliant money management app Reviewed on: 19th August 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18460)

Awesome app, helped me save without even noticing!

Easy to use, it's quick and just works! Reviewed on: 21st January 2019

Smartsaving

Just a really smart & easy way to save Reviewed on: 21st January 2019

quick and easy to use

i like the chip app, as its friendly, modern quick and easy. Reviewed on: 21st January 2019

Savings made easy

Set and forget savings with an excellents interest rate based on referrals. Reviewed on: 21st January 2019

Super app. Great idea. Easy to operate in fact it's automatic!!

Love it, joined early on. It works very well!Saved me £6k last year without even knowing it! Best financial idea I've seen it quite a while. A positive use of technology to help people do what we don't do a lot of nowadays!! Reviewed on: 21st January 2019

Great idea, great service, great app!

Every part of the app has been brilliant, can not fault it. From set up with the friendly and helpful team to saving up and withdrawing it has all been seemless. Reviewed on: 21st January 2019

Best savings app I have come across

The number of features Chip provide (automatic savings, good interest rate, Max amount you can save per month), has made me believe that it is well ahead of the competition with regards to saving and should not be overlooked Reviewed on: 21st January 2019

Savings without any hassle

The chip app has helped me to save money without any input from myself past the initial setup. Reviewed on: 21st January 2019

The best way to save a little to build up a lot

I'm a terrible saver, the money I have left at the end of the month normally gets spent on gifts for me or dissappears on food and drink, but with chip that little bit I'd have left is automatically put away week by week and the save value calculated is what you can afford so I don't end up missing the money I send to chip, next thing I know I've got a decent pot built up that I can withdraw at any time Reviewed on: 21st January 2019

Stress free saving

Ideal way to let the pounds mount up without noticing and then it’s there when you need it Reviewed on: 21st January 2019

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