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Chip: Savings app reviews

4.94
Based on 18,463 reviews, last reviewed 16th Apr 2026
25000% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Chiptastic!

5
Chip is a fantastic app, I save without noticing it. I’ve saved over £500 in about 8 months that I wouldn’t have done without the app. I have been able to withdraw the money as and when I need it without any problems after I have been off sick from work with a chronic injury. The app is easy to use and fun too... what more could I ask for? Oh yeah they reward me for recommending people with a good interest rate! Chip off the top block! Reviewed on: 21st January 2019

Really good app - already recommended to friends

5
Really good app - already recommended to friends. Actually benefits when saving is not a priority but something you want to do. It simply and effortlessly does so but you remain in control Reviewed on: 21st January 2019

Love this app

5
I’m a hopeless saver until I came across this app. I save with out realising now. Love love love it. No need to worry about Christmas anymore. My chip app saves for that. Best thing i’ve done in a long time, downloading Chip. Reviewed on: 21st January 2019

Awesome app, helped me save without even noticing!

5
Easy to use, it's quick and just works! Reviewed on: 21st January 2019

Smartsaving

4
Just a really smart & easy way to save Reviewed on: 21st January 2019

quick and easy to use

5
i like the chip app, as its friendly, modern quick and easy. Reviewed on: 21st January 2019

Savings made easy

5
Set and forget savings with an excellents interest rate based on referrals. Reviewed on: 21st January 2019

Super app. Great idea. Easy to operate in fact it's automatic!!

5
Love it, joined early on. It works very well!Saved me £6k last year without even knowing it! Best financial idea I've seen it quite a while. A positive use of technology to help people do what we don't do a lot of nowadays!! Reviewed on: 21st January 2019

Great idea, great service, great app!

5
Every part of the app has been brilliant, can not fault it. From set up with the friendly and helpful team to saving up and withdrawing it has all been seemless. Reviewed on: 21st January 2019

Best savings app I have come across

5
The number of features Chip provide (automatic savings, good interest rate, Max amount you can save per month), has made me believe that it is well ahead of the competition with regards to saving and should not be overlooked Reviewed on: 21st January 2019

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