Smart Money People Logo

Chip: Savings app reviews

4.94
Based on 18,463 reviews, last reviewed 16th Apr 2026
25000% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings app reviews (18463)

Saving made easy

5
I have always been appalling at savings but chip makes it so easy. I don't even notice I'm savings and can unexpectedly afford days out and treats for the family Reviewed on: 21st January 2019

Great app using AI

5
Does what it says on the tin, Help me save. Have recommended to à few people already. I am also excited about the updates coking up in version 2. 0. Reviewed on: 21st January 2019

Fantastic pain-free saving

5
I've been using Chip for nearly a year, and it has been fantastic a squirreling away little bits of cash without me noticing - saving for an engagement ring has been completely hassle free with Chip. Reviewed on: 21st January 2019

Effortless savings

5
Best new app for savings, I'm very happy so far of their fresh and modern services Reviewed on: 21st January 2019

awesome

5
Haven’t had to dip into savings yet, barely know it’s been taken Reviewed on: 21st January 2019

Great Savings system

5
Best way to save money that you can afford to save, automatic, you don't notice the money is in your savings and great rates of interest too I'm on 3% Reviewed on: 21st January 2019

Chip saves for you

5
Brilliant app that does one thing well. It assesses your spending and upcoming bills and puts some aside every few days so that you keep saving. You can transfer the money back any time, or wait until your saving goal is reached. Reviewed on: 21st January 2019

Great Savings App

5
Easy to use, saves without you noticing - what more could you want? Reviewed on: 21st January 2019

Excellent in both premise and delivery

5
The app is perfect for me as a small time saver who can't afford to lose large amounts. The trickle of small sums doesn't break the bank but adds up quickly to decent savings with a far better savings rate than other providers for small investments. Reviewed on: 21st January 2019

Saves me time and effort - not to mention money

5
I've been using Chip for about two years now, and find it helps me save regularly without having to think about it. I've already recommended it to friends! Reviewed on: 21st January 2019

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Cash ISA

    from Chip 4.97 from 1043 reviews
    Chip
  • Stocks & Shares ISA

    from Chip 4.97 from 260 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
    View all products