Smart Money People Logo

Chip: Savings app reviews

4.94
Based on 18,463 reviews, last reviewed 16th Apr 2026
25000% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings app reviews (18463)

Recently joined Chipwould reccomend to everyone i no

5
It us easy to join you dont need to do anything just save an watch your Credit build Reviewed on: 21st January 2019

Eternal spender

5
Historically I am the worlds worst saver, my savings usually last on average a couple of weeks. Well, not with Chip, I love it. I hardly notice the small amounts being “chipped” away from my account, I forget all about it to be honest. It’s great to check in periodically and see my balance. I currently have 2 projects I’m saving for and live to see the balance rising in both. Thanks for doing the hard work for me Reviewed on: 21st January 2019

Best financial app in years

5
Easy as pie to save - no effort required Reviewed on: 21st January 2019

Excellent

5
Excellent new concept and company Reviewed on: 21st January 2019

Best app ever!

5
This app has enabled me to save money at a time when finances are stretched and I thought I would only be able to cover my bills. As a result months later I have been able to save money without even realising it. The app is simple to use and does all the hard work for you. I have shared this with everyone I know, so that more can reap the benefits of it. Reviewed on: 21st January 2019

Easy

5
It’s quick, it’s easy and it’s effective. I save without ‘feeling’ it. Best savings product I’ve ever used. Reviewed on: 21st January 2019

Easy way to save,

5
I was skeptical. But it works. Chip just correctly finds odd sums it can squirrel away for you without making you run short of cash. No hassle, no effort, and you build up a useful nest-egg. So easy. Reviewed on: 21st January 2019

The Best Savings app

5
I started using chip a few months ago and quickly saved a large amount in a very short time without really realizing it in my account! Reviewed on: 21st January 2019

Fantastic for Savers

5
Chip makes saving effortless, don't even realise such small amounts being squirrelled away can add up to huge amounts Reviewed on: 21st January 2019

Brilliant App!

5
It’s so simple yet so effective as a savings tool. Easy to use, simple concept, quick transfers - virtually foolproof! Been using it for a while and love it! Reviewed on: 21st January 2019

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Cash ISA

    from Chip 4.97 from 1043 reviews
    Chip
  • Stocks & Shares ISA

    from Chip 4.97 from 260 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
    View all products