Paid advertisement
Smart Money People Logo
Newsletter

Chip: Savings app reviews

4.86
Based on 18,462 reviews, last reviewed 16th Apr 2026
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings app reviews (18462)

Fantastic little up saving me 200 a month

5
Early adaptor and recommended to friends and family. Great interest rates whilst flexible withdrawals and Topups mechanism Reviewed on: 21st January 2019

Fun and innovative

5
An app which takes the work out of saving. It’s also so easy to use with a fun design and set up Reviewed on: 21st January 2019

Amazing

5
An app for anyone who wants the better things in life Reviewed on: 21st January 2019

Easy to use and helpful for savings

5
Very simple to use and most valuable saving app. Sense of community is excellent too. Reviewed on: 21st January 2019

A penny a day.....!

5
Superb way of effectvely saving change into a petty cash pot. Reviewed on: 21st January 2019

Great way of saving

5
Chip provides a great method of saving without realising that you’re doing it Reviewed on: 21st January 2019

Perfect for those who think they can't save

5
The app tells you what you can afford to save and moves it put of your main account so that you are less tempted to spend the money. For someone who struggles to save it has been great for putting money aside without it being painful. Reviewed on: 21st January 2019

Your personal savings manager who is working for you constantly

5
Chip is a fantastic savings app which essentially brings a really serious problem and makes savings easier. We will be in a pensions crisis and most people do not use their savings accounts. By promoting this tool, in a fun way, you will make people be more savvy with their spending and get to their desired goal. Chip is helping create a small nest egg/security for the masses. Bravo! Reviewed on: 21st January 2019

Superb, Market-leading App

5
A few teething problems during the recent switch to Chip 2, but a great, user-friendly, no-nonsense, sweat-free app that takes care of the business of saving painlessly. Reviewed on: 21st January 2019

Really easy, seamless, and make a big difference to saving

5
Great no nonsense way to boost your saving balance, fully integrated and seamless with bank account. Can't recommend highly enough! Reviewed on: 21st January 2019

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Cash ISA

    from Chip 4.86 from 1050 reviews
    Chip
  • Easy access savings

    from Chip 4.84 from 574 reviews
    Chip
  • Stocks and shares ISA

    from Chip 4.84 from 261 reviews
    Chip
    View all products