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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18461 reviews)

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4.94

Based on 18,461 reviews, last reviewed 11th Apr 2026

24800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent easy to use app, makes saving a pleasure Excellent easy to use app, makes saving a pleasure Reviewed on: 11th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

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Chip Savings App reviews (18461)

Innovative saving app

Chip has helped me save near to £1,000 (on a low payrise) since installing it - without even noticing! So innovative and it has been the only way I've ever managed to save on a regular basis. Reviewed on: 21st January 2019

First class service

Chip has first class customer service and is one of the most innovative fintech companies in Europe Reviewed on: 21st January 2019

21st century savings

Sassy robot savings app, to help you save Reviewed on: 21st January 2019

Saving w/o the self-discipline

Chip is almost magical, their algorithm calculates small and regular amounts to debit from your account which soon build up without you really noticing. Much better and dynamic than a standing order. Excellent. Reviewed on: 21st January 2019

Very useful for regular saving with competitive interest rate

The app simplifies saving and has a very responsive team behind it. Reviewed on: 21st January 2019

Simple, smart automatic saving.

Chip has made my aim of putting a little money away each month hassle free. The app’s AI looks at what I’m spending from my debit account and calculates how much I can afford to save each week - depositing that safely and automatically into my Chip savings account. I even get 5% interest to boot! Reviewed on: 21st January 2019

So simple, so effective...

I started using CHIP early on with low expectations, but very quickly I became a huge fan! Easy to set-up, easy to use and even easier to save! CHIP has helped fund holidays, house renovations and even the boring but important stuff such as paying off debt... all without me trying or feeling restricted in my everyday spending! Reviewed on: 21st January 2019

Amazing Auto saves

chip’s auto saves have helped me save for spending money on holiday, some Christmas presents and more. you really do not notice the money leaving your account as the algorithm is so clever and the added bonus interest is just fab! You’re helping this self employed person save as much as she can Reviewed on: 21st January 2019

Helps me save without any effort

An easy automated way to save, makes it easy and the savings add up suprisingly quickly! Reviewed on: 21st January 2019

Best savings provision since the ISA

Easy to use, takes seconds to set up and has saved me hundreds already. Amazing Reviewed on: 21st January 2019

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