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Chip: Savings App reviews

4.94
Based on 18,461 reviews, last reviewed 11th Apr 2026
24800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

Excellent easy to use app, makes saving a pleasure Excellent easy to use app, makes saving a pleasure Reviewed on: 11th April 2026
AntForshaw's avatar
AntForshaw

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18461)

Amazing!

5
I’ve recommended this app to so many people - a small group on Twitter now use it because I tweeted about it and someone who followed me (with a fairly big following) noticed and has since spread the word, and so does my boyfriend! I’ve saved just under £1000 in a year and a half! Reviewed on: 21st January 2019

The future...

5
Intuitive app, great communication & personal involvement. Reviewed on: 21st January 2019

Easy Saving

5
Really useful. Helped me save hundreds of £ since I installed it and I've barely notified anything leaving my account. Reviewed on: 21st January 2019

Amazing

5
IT's so satisfying to know that I'll always have some money being squirreled away. The amount of times I've thought oh I'm really getting close to being a bit skint and then realising I have Chip on my side had been pretty high. They're basically like a mate always by your side going, "Don't worry bud, I've got your back." Reviewed on: 21st January 2019

Easy saving

5
I’ve always been very pro savings however found the restrictions of some saving products very frustrating i.e fixed monthly savings. Chip is easy as you control when & the amount you save plus having easy access to the money if needed. Good interest rates are also a bonus Reviewed on: 21st January 2019

I can now save for the first time ever!

5
I’ve always been one that can never save money but since getting this app I finally can!! I’ve been Alle to save for holidays and new things - really life changing - fantastic app! Reviewed on: 21st January 2019

Easy savings!

5
Brilliant app, don't even realise you're saving and next thing you know you're sitting on a goldmine! Go Chip!!! Reviewed on: 21st January 2019

Excellent app

5
The app is a brilliant way to save money without any of the hassle! Reviewed on: 21st January 2019

So simple & easy

5
This app makes saving easy & simple. Just sit back & let the tech do the work. On to of that you can earn interest & pay off expensive overdrafts. I love it & look forward to the savings future. Kickstart your Chip journey using promo code MFRG3B to start with 1% interest. Save without feeling it, spend on what matters. http://getchip.uk Reviewed on: 21st January 2019

Amazing. Just amazing.

5
I first saw chip when I was under 18 and was super exited to start saving. After my birthday, I signed up straight away and the process is fun and intuative. It saves the right amount for me each time and is one of the best savings rates in the market. It has made huge progress jumping from V1 to V2 and I can’t wait to see it blossom. Reviewed on: 20th January 2019

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