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Chip: Savings app reviews

Name: Savings app
Rating: 4.87 (18460 reviews)

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4.87

Based on 18,460 reviews, last reviewed 19th Aug 2026

94% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

A brilliant money management app A brilliant money management app Reviewed on: 19th August 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18460)

The future...

Intuitive app, great communication & personal involvement. Reviewed on: 21st January 2019

Easy Saving

Really useful. Helped me save hundreds of £ since I installed it and I've barely notified anything leaving my account. Reviewed on: 21st January 2019

Amazing

IT's so satisfying to know that I'll always have some money being squirreled away. The amount of times I've thought oh I'm really getting close to being a bit skint and then realising I have Chip on my side had been pretty high. They're basically like a mate always by your side going, "Don't worry bud, I've got your back." Reviewed on: 21st January 2019

Easy saving

I’ve always been very pro savings however found the restrictions of some saving products very frustrating i.e fixed monthly savings. Chip is easy as you control when & the amount you save plus having easy access to the money if needed. Good interest rates are also a bonus Reviewed on: 21st January 2019

I can now save for the first time ever!

I’ve always been one that can never save money but since getting this app I finally can!! I’ve been Alle to save for holidays and new things - really life changing - fantastic app! Reviewed on: 21st January 2019

Easy savings!

Brilliant app, don't even realise you're saving and next thing you know you're sitting on a goldmine! Go Chip!!! Reviewed on: 21st January 2019

Excellent app

The app is a brilliant way to save money without any of the hassle! Reviewed on: 21st January 2019

So simple & easy

This app makes saving easy & simple. Just sit back & let the tech do the work. On to of that you can earn interest & pay off expensive overdrafts. I love it & look forward to the savings future. Kickstart your Chip journey using promo code MFRG3B to start with 1% interest. Save without feeling it, spend on what matters. http://getchip.uk Reviewed on: 21st January 2019

Amazing. Just amazing.

I first saw chip when I was under 18 and was super exited to start saving. After my birthday, I signed up straight away and the process is fun and intuative. It saves the right amount for me each time and is one of the best savings rates in the market. It has made huge progress jumping from V1 to V2 and I can’t wait to see it blossom. Reviewed on: 20th January 2019

Truly innovative and user friendly savings account

From signing up to the first saving, it was all just so easy. And it makes you want to save, through the regular auto saves, and before you know it you've set aside loads! Reviewed on: 20th January 2019

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