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Chip: Savings app reviews

4.87
Based on 18,460 reviews, last reviewed 19th Aug 2026
94% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A brilliant money management app A brilliant money management app Reviewed on: 19th August 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

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Chip Savings app reviews (18460)

Excellent

5
Helps you to budget without needing a spreadsheet or lots of time Reviewed on: 21st January 2019

Chip

5
It is very easy to use and friendly Reviewed on: 21st January 2019

Fantastic little App

5
Brilliant app would recommend it to anyone and everyone. Reviewed on: 21st January 2019

seamless savings app

5
this is the app I've been waiting for for years! Helps me manage my money and save at the right time, seamlessly Reviewed on: 21st January 2019

The future of banking and saving!!!

5
This will be a billion dollar company. The idea is so smart and it has helped me save and earn more interest than I would in a normal bank account. The plans for the future look really bright and I can’t wait to see what comes next from Chip. Reviewed on: 21st January 2019

User friendly

4
They make it so easy!! Savings just happen automatically. Just what I need Reviewed on: 21st January 2019

Start your saving journey!!

4
Excellent features and easy operations make this app a must have in the new year. Have a saver's journey. :-) Reviewed on: 21st January 2019

Innovative company

5
Such a clever money saving app, excellent service with the app Reviewed on: 21st January 2019

Fantastic little up saving me 200 a month

5
Early adaptor and recommended to friends and family. Great interest rates whilst flexible withdrawals and Topups mechanism Reviewed on: 21st January 2019

Fun and innovative

5
An app which takes the work out of saving. It’s also so easy to use with a fun design and set up Reviewed on: 21st January 2019

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