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Chip: Savings app reviews

4.94
Based on 18,461 reviews, last reviewed 11th Apr 2026
24800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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95%
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5%
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0%
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Latest highest rating:

5

Excellent easy to use app, makes saving a pleasure Excellent easy to use app, makes saving a pleasure Reviewed on: 11th April 2026
AntForshaw's avatar
AntForshaw

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18461)

Chip saving is a great innovation for people like who would never save small amount st a time but save over £1100 in 12 months so pleased with myself !

5
Saved over £1100 in 12 months by small amount goung out of my account on a regular basis! Never would I put few ponds into my saving account! But chip does it for you and before you know it you have a substantial amount! Whole idea makes you more aware of the money in your account and the silly things you don’t need to spend your money on. Now I would rather have a save weekly that go for coffee and cake! You win both with savng money and watching your figure!! Way to go Chip! Thank you for being in my life!! Reviewed on: 21st January 2019

Excellent

5
Helps you to budget without needing a spreadsheet or lots of time Reviewed on: 21st January 2019

Chip

5
It is very easy to use and friendly Reviewed on: 21st January 2019

Fantastic little App

5
Brilliant app would recommend it to anyone and everyone. Reviewed on: 21st January 2019

seamless savings app

5
this is the app I've been waiting for for years! Helps me manage my money and save at the right time, seamlessly Reviewed on: 21st January 2019

The future of banking and saving!!!

5
This will be a billion dollar company. The idea is so smart and it has helped me save and earn more interest than I would in a normal bank account. The plans for the future look really bright and I can’t wait to see what comes next from Chip. Reviewed on: 21st January 2019

User friendly

4
They make it so easy!! Savings just happen automatically. Just what I need Reviewed on: 21st January 2019

Start your saving journey!!

4
Excellent features and easy operations make this app a must have in the new year. Have a saver's journey. :-) Reviewed on: 21st January 2019

Innovative company

5
Such a clever money saving app, excellent service with the app Reviewed on: 21st January 2019

Fantastic little up saving me 200 a month

5
Early adaptor and recommended to friends and family. Great interest rates whilst flexible withdrawals and Topups mechanism Reviewed on: 21st January 2019

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