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Chip: Savings app reviews

4.94
Based on 18,463 reviews, last reviewed 16th Apr 2026
25000% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Best effort-less savings app ever

5
Best effort-less savings app ever Reviewed on: 21st January 2019

Easy Savings

5
Helped me pay for birthday presents (the big swing my daughter wanted) and for Christmas. Makes savings something you can do without thinking about it. Reviewed on: 21st January 2019

Best savings app

5
Easy to set up, you use it without having to do much and the money accumulates. Very informative, helpful company who have built a good community of informative and helpful users. Can't fault any aspect of the service. Reviewed on: 21st January 2019

Save without realising

5
This is a great app to help you save little and often without realising it. I managed to save £2500 in just 6 months for my new laptop and I am well on the way to saving for my next holiday. Reviewed on: 21st January 2019

Effortless saving

5
I don't notice the money leave my account and it doesn't cost me any effort. A win win situation! Reviewed on: 21st January 2019

I love Chip!

5
I think this banking app is brilliant. I'm earning interest rates which I could only ever dream of on the high street and it monitors my bank account to ensure that I save whenever I'm able. By recommending Chip to friends I have boosted my interest rate further and Chip is now gently forcing my previously non-saving fiance to save money, which is a good thing all round. Very impressed by this clever app. Wish I'd thought of it! Reviewed on: 21st January 2019

Showing The Big Boys The Way Forward

5
Chip have proved that banking can actually be fun Reviewed on: 21st January 2019

A pleasure

5
So satisfying, and refreshing, to have a financial service that works in a way that suits modern life. Reviewed on: 21st January 2019

Accessible and so useful

4
A fantastic savings app which make saving really straightforward. Simple to adjust savings level when needed, or to pause entirely. Responsive app support too. Reviewed on: 21st January 2019

Quick and easy

5
Saving done without worrying and automatically, easy app to use and friendly customer service. Reviewed on: 21st January 2019

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