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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Having been with chip for a couple of years. It is a friendly app to use and really doss encourage you to save without you realising it.

Me and my wife have it and the small smiths you save really mount up. It is really effective Reviewed on: 18th January 2019

An easy way to save

The app is a very simple way to save money for a rainy day and calculates how much you can save without you thinking about it Reviewed on: 18th January 2019

Automated saving without pain

Easy signup process..app is smart to check my balance and then according deciding how much I can afford without having bih impact on day to day spending. Overall the period.of time, I am.able to save decent amount. Thank you chip Reviewed on: 18th January 2019

Great product

Has really helped me manage my finances. Reviewed on: 17th January 2019

Easy way to save.

Chip allows you to save small amounts each week building up to a nice sum without feeling it. Small savings become a big nest egg. Reviewed on: 17th January 2019

I have been with chip since near the start

It’s a perfect app. It looks at how much you usually spend and tucks away nice amounts of your choice and after a couple of months you check it and you have some extra money you forgot about. It’s amazing! Reviewed on: 17th January 2019

Stress free savings

I saved £6100 toward my mortgage overpayment using Chip. I’d never have done this without them. The money is taken automatically from your bank account and quickly adds up.... just cancel the save if it’s a bad time. The app is brilliant and enjoyable to use Reviewed on: 17th January 2019

Great product that makes saving easy

Love how effortless chip helps me save. Couldn’t live without it now :-) Reviewed on: 17th January 2019

Sneaky savings under your control.

Offers an easy way to save by doing it on its own, in a sneaky way, but you still have complete control over it. You can set up different levels of savings, stop an automatic transfer, and withdraw whenever you want. Reviewed on: 17th January 2019

So far, so great!

Have fulfilled all their objectives Efficient, communicative, dedicated team Reviewed on: 17th January 2019

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