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Chip: Savings App reviews

4.94
Based on 18,461 reviews, last reviewed 11th Apr 2026
24800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

Excellent easy to use app, makes saving a pleasure Excellent easy to use app, makes saving a pleasure Reviewed on: 11th April 2026
AntForshaw's avatar
AntForshaw

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
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JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18461)

An easy way to save

5
The app is a very simple way to save money for a rainy day and calculates how much you can save without you thinking about it Reviewed on: 18th January 2019

Automated saving without pain

5
Easy signup process..app is smart to check my balance and then according deciding how much I can afford without having bih impact on day to day spending. Overall the period.of time, I am.able to save decent amount. Thank you chip Reviewed on: 18th January 2019

Great product

5
Has really helped me manage my finances. Reviewed on: 17th January 2019

Easy way to save.

5
Chip allows you to save small amounts each week building up to a nice sum without feeling it. Small savings become a big nest egg. Reviewed on: 17th January 2019

I have been with chip since near the start

5
It’s a perfect app. It looks at how much you usually spend and tucks away nice amounts of your choice and after a couple of months you check it and you have some extra money you forgot about. It’s amazing! Reviewed on: 17th January 2019

Stress free savings

5
I saved £6100 toward my mortgage overpayment using Chip. I’d never have done this without them. The money is taken automatically from your bank account and quickly adds up.... just cancel the save if it’s a bad time. The app is brilliant and enjoyable to use Reviewed on: 17th January 2019

Great product that makes saving easy

5
Love how effortless chip helps me save. Couldn’t live without it now :-) Reviewed on: 17th January 2019

Sneaky savings under your control.

5
Offers an easy way to save by doing it on its own, in a sneaky way, but you still have complete control over it. You can set up different levels of savings, stop an automatic transfer, and withdraw whenever you want. Reviewed on: 17th January 2019

So far, so great!

5
Have fulfilled all their objectives Efficient, communicative, dedicated team Reviewed on: 17th January 2019

Great app

5
It takes the hassle out of saving. By the time you check the app you have already saved so much! You have full control over how much you save and when you want to take it out! I have already saved £££ Great app would highly recommend! Reviewed on: 17th January 2019

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