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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18461 reviews)

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4.94

Based on 18,461 reviews, last reviewed 11th Apr 2026

24800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent easy to use app, makes saving a pleasure Excellent easy to use app, makes saving a pleasure Reviewed on: 11th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18461)

Great app, great new way to save

I’ve used the app for around 6 months now, I find its a great way to save without even realising you’re doing it, just forget about it and watch the pounds stack up! Love it. Reviewed on: 15th January 2019

I can finally save money without noticing!

I have saved enough money to go on a holiday 3 times! Everytime I think about doing a big spend, I check my chip balance and there's money! It's like finding money in your coat pocket. WITH INTEREST ;D Reviewed on: 15th January 2019

True saving

Finally a true saving app where I can easily save in a smart way! Reviewed on: 15th January 2019

Smart savings that don't hurt your current account

Chip uses an algorithmic approach to set aside small to medium sized sums from your current account, helping you to save without noticing it. The app is user friendly, with youth friendly GIFs and language, and allows some tailoring of the amount saved and the approach of the algorithm to overdrafts. An innovative solution with a great UI and an enthusiastic team behind it. What's not to like? Reviewed on: 15th January 2019

Easy Money

Super easy to use, friendly staff ready to help when you need it with some cracking rates of interest! Reviewed on: 15th January 2019

Best savings app by far!

The only savings app you ever need. Reviewed on: 15th January 2019

Saving without trying

Its a great app - you point it to your current account and it looks to see where you have some spare cash and squirrels it away so you cannot spend it by accident! Protects me from myself!! Reviewed on: 15th January 2019

Responsive developers

Although this app is not perfect, the developers really listen to their customers and it results in an ever improving its savings app. It has great exspansive features and is very Fun to use. Reviewed on: 15th January 2019

Excellent service

The Chip app does all the hard work with regards to saving, and allows me to get on with daily activities with the knowledge that I have savings to use when ever I need them. Reviewed on: 15th January 2019

Help for a terrible saver

I’m terrible at “saving” money, using the usual ways I always found it next to impossible to save anything at all but with chip I’ve managed to save more than I ever have and not even really realised im doing it. Reviewed on: 15th January 2019

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