Write a review

Newsletter

Go to business site

Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

View other Chip products

4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

Read all reviews Write a review

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience.

Write a review

Chip Savings app reviews (18462)

Super easy access

Great app which supports you to save without it being a chore Reviewed on: 15th January 2019

Great app, great new way to save

I’ve used the app for around 6 months now, I find its a great way to save without even realising you’re doing it, just forget about it and watch the pounds stack up! Love it. Reviewed on: 15th January 2019

I can finally save money without noticing!

I have saved enough money to go on a holiday 3 times! Everytime I think about doing a big spend, I check my chip balance and there's money! It's like finding money in your coat pocket. WITH INTEREST ;D Reviewed on: 15th January 2019

True saving

Finally a true saving app where I can easily save in a smart way! Reviewed on: 15th January 2019

Smart savings that don't hurt your current account

Chip uses an algorithmic approach to set aside small to medium sized sums from your current account, helping you to save without noticing it. The app is user friendly, with youth friendly GIFs and language, and allows some tailoring of the amount saved and the approach of the algorithm to overdrafts. An innovative solution with a great UI and an enthusiastic team behind it. What's not to like? Reviewed on: 15th January 2019

Easy Money

Super easy to use, friendly staff ready to help when you need it with some cracking rates of interest! Reviewed on: 15th January 2019

Best savings app by far!

The only savings app you ever need. Reviewed on: 15th January 2019

Saving without trying

Its a great app - you point it to your current account and it looks to see where you have some spare cash and squirrels it away so you cannot spend it by accident! Protects me from myself!! Reviewed on: 15th January 2019

Responsive developers

Although this app is not perfect, the developers really listen to their customers and it results in an ever improving its savings app. It has great exspansive features and is very Fun to use. Reviewed on: 15th January 2019

Excellent service

The Chip app does all the hard work with regards to saving, and allows me to get on with daily activities with the knowledge that I have savings to use when ever I need them. Reviewed on: 15th January 2019

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Financielle App
from Financielle App 4.17 from 5 reviews
App (discontinued)
from Money Dashboard (inactive company) 4.92 from 1163 reviews
App
from Quidco 3.66 from 26 reviews

Want to see more from Chip?

Cash ISA
from Chip 4.86 from 1050 reviews
Easy access savings
from Chip 4.84 from 574 reviews
Stocks and shares ISA
from Chip 4.84 from 261 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub