Smart Money People Logo

Chip: Savings App reviews

4.94
Based on 18,461 reviews, last reviewed 11th Apr 2026
24800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent easy to use app, makes saving a pleasure Excellent easy to use app, makes saving a pleasure Reviewed on: 11th April 2026
AntForshaw's avatar
AntForshaw

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Review Chip: Savings App now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings App reviews (18461)

Brilliant

5
I have never had a problem with chip You ask something and they get back more or less straight away Reviewed on: 15th January 2019

Simple saving without realising

5
Such a great app. By auto saving for you, you don’t even notice it then you build up a nice little savings pot. Great customer service if ever a query. Reviewed on: 15th January 2019

Saving in the dark

5
This app is perfect for the conscious and unconscious saver! Download and forget about it, and you might find you’ve saved a few hundred pounds down the line. Download and invite friends to hit 5% interest, and you can achieve a great return on your savings! Reviewed on: 15th January 2019

You wont know when you will be a millionaire

5
Smart save feature was awesome, but an event based trigger is exceptional, great app Reviewed on: 15th January 2019

Chip off the old block

5
What a refreshing change in attempting to change mindsets towards saving. Highly engaging app complimented by a dedicated support and development team. Good luck Chip! Reviewed on: 15th January 2019

Chip savings

5
Really great idea.. been using it for a few months now and have already saved money without missing it... can’t believe a big bank didn’t think of this first Reviewed on: 15th January 2019

Great App. It just works!!

5
It does except what it says on the tin. You save and you don’t even know you’re doing it. I’ve literally recommended it to everyone I know. Reviewed on: 15th January 2019

Easy to use app offering great rates

5
Found Chip as I was looking for an easy way to say towards a holiday without worrying about finances. They take a little bit at a time to build towards your goal, it's easy to access your money, and once you convince a few friends to sign up their rates aren't touched by anyone else! Reviewed on: 15th January 2019

Great concept. Great product. Great Team.

5
Saving can be so hard for me. Chip makes it super easy, effortless in fact, and also gives me great returns on money saved. Reviewed on: 15th January 2019

Easy and intuitive

5
The Chip app is easy to use with an intuitive chatbot structure. It's great to know that I can save little and often, without going overdrawn. Reviewed on: 15th January 2019

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Stocks & Shares ISA

    from Chip 4.98 from 257 reviews
    Chip
  • Cash ISA

    from Chip 4.97 from 1041 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
    View all products