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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Help for a terrible saver

I’m terrible at “saving” money, using the usual ways I always found it next to impossible to save anything at all but with chip I’ve managed to save more than I ever have and not even really realised im doing it. Reviewed on: 15th January 2019

Brilliant

I have never had a problem with chip You ask something and they get back more or less straight away Reviewed on: 15th January 2019

Simple saving without realising

Such a great app. By auto saving for you, you don’t even notice it then you build up a nice little savings pot. Great customer service if ever a query. Reviewed on: 15th January 2019

Saving in the dark

This app is perfect for the conscious and unconscious saver! Download and forget about it, and you might find you’ve saved a few hundred pounds down the line. Download and invite friends to hit 5% interest, and you can achieve a great return on your savings! Reviewed on: 15th January 2019

You wont know when you will be a millionaire

Smart save feature was awesome, but an event based trigger is exceptional, great app Reviewed on: 15th January 2019

Chip off the old block

What a refreshing change in attempting to change mindsets towards saving. Highly engaging app complimented by a dedicated support and development team. Good luck Chip! Reviewed on: 15th January 2019

Chip savings

Really great idea.. been using it for a few months now and have already saved money without missing it... can’t believe a big bank didn’t think of this first Reviewed on: 15th January 2019

Great App. It just works!!

It does except what it says on the tin. You save and you don’t even know you’re doing it. I’ve literally recommended it to everyone I know. Reviewed on: 15th January 2019

Easy to use app offering great rates

Found Chip as I was looking for an easy way to say towards a holiday without worrying about finances. They take a little bit at a time to build towards your goal, it's easy to access your money, and once you convince a few friends to sign up their rates aren't touched by anyone else! Reviewed on: 15th January 2019

Great concept. Great product. Great Team.

Saving can be so hard for me. Chip makes it super easy, effortless in fact, and also gives me great returns on money saved. Reviewed on: 15th January 2019

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