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Chip: Savings app reviews

4.86
Based on 18,462 reviews, last reviewed 16th Apr 2026
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

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Chip Savings app reviews (18462)

Easy and intuitive

5
The Chip app is easy to use with an intuitive chatbot structure. It's great to know that I can save little and often, without going overdrawn. Reviewed on: 15th January 2019

Love it!

5
Have been using for nearly a great and it had helped me save enough for a holiday and then some! I recommend it to everyone i know! Reviewed on: 15th January 2019

Easy, hassle free, personalised savings

5
I’m the worst, even worse than the worst at saving. If it’s there, it’s usually spent... However when it’s chipped, for some reason, I don’t touch it... Saving the £3500 fee to attend the 24th World Scout Jamboree this Summer was no easy task. With Chip tho’ I’ve over £1000 towards that with zero effort... Long live Chip..!! Reviewed on: 15th January 2019

Great app

5
Perfect for saving small amounts you didn't even know were saveable. Reviewed on: 15th January 2019

Saving without even thinking about it!

4
This app is a gamechanger; I don’t even miss the money the app saves me... perfect for people not great with money, like me! Reviewed on: 15th January 2019

Simplicity

5
The app has been designed with ease of use as paramount. Information up to date at the touch of a button. Watching Chip grow is exciting in such a tough industry. Reviewed on: 15th January 2019

Got me excited about saving!

5
I know title says it all and a bit corny but is true. I’ve seen my interest gone from 1% to 5% in only a couple of months. App easy to use, suggest savings I could make and easy to cancel if needed. Friends have signed up and they really like it Reviewed on: 15th January 2019

Savings provided by people who care

5
The chance to not have to worry about moving savings into various accounts was too good to miss. Every time I have had a problem (twice) the team is just an instant message away with no chat bot. Excellent. Reviewed on: 15th January 2019

Excellent

5
Chip has provided me with an ability to save that I didn't think possible. The app itself couldn't be more user friendly, neither could the staff. Reviewed on: 15th January 2019

Life Changing

5
Helped me save in a non-invasive way. You dont realise its impact. Reviewed on: 15th January 2019

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