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Chip: Savings app reviews

Name: Savings app
Rating: 4.87 (18460 reviews)

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4.87

Based on 18,460 reviews, last reviewed 19th Aug 2026

94% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

A brilliant money management app A brilliant money management app Reviewed on: 19th August 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18460)

Great way to save money

The Chip is a great way to save money if you're not usually good at saving. Would definitely recommend. Reviewed on: 15th January 2019

Stealth saving

I've used Chip for around a year and love how it saves exactly how much I can afford to spend without me lifting a finger! I'm currently saving for a trip to Australia and an well on my way to getting there. Well recommended. Reviewed on: 15th January 2019

Awesome product

This little app will do wonders for your savings and also offers great interest rates too. What's not to love? Reviewed on: 15th January 2019

saving made easy

Easy to use app, whi saves without me even noticing. Reviewed on: 15th January 2019

Innovative and simply excellent

Such a simple idea at its core but a fantastic way to save money. I've saved a considerable amount of money using chip in the past year and I haven't felt a penny of it. Cannot recommend enough to everyone Reviewed on: 15th January 2019

Fantastic app

Intuitive algorithm smartly and safely dips into your current account and helps build up a separate safeguarded savings pot which earns a great rate of interest and is accessible at any time. Fantastic customer service through the app. Highly recommend Reviewed on: 15th January 2019

Fantastic App

Brilliant way of saving money bit by bit. Great customer service whenever I've needed to speak to someone. Reviewed on: 15th January 2019

The easiest way to save money that I've ever come across.

A fantastic savings app that has helped me save a deposit for my first home. So convenient and user friendly. Reviewed on: 15th January 2019

wonderful product

21st century initiative marvellous idea Reviewed on: 15th January 2019

Absolute must have

Excellent application of AI-backed savings app that saves you money without you realising. They are also promising new 2.0 version that will allow lending and will help you out of debt/overdraft! Reviewed on: 15th January 2019

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