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Chip: Savings app reviews

4.86
Based on 18,462 reviews, last reviewed 16th Apr 2026
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

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Chip Savings app reviews (18462)

Easy Saving

5
Automatically saves and allows you to add if you feel you can. You don't notice that you are saving and it soon starts to build up what has been put away. Reviewed on: 15th January 2019

GREAT secret squirrel app

5
Not only does Chip help me save when I didn't realise I could, through its referral bonus system it has also given me a rate of interest that knocks spots off the high street banks! Reviewed on: 15th January 2019

Great way to save money

5
The Chip is a great way to save money if you're not usually good at saving. Would definitely recommend. Reviewed on: 15th January 2019

Stealth saving

5
I've used Chip for around a year and love how it saves exactly how much I can afford to spend without me lifting a finger! I'm currently saving for a trip to Australia and an well on my way to getting there. Well recommended. Reviewed on: 15th January 2019

Awesome product

5
This little app will do wonders for your savings and also offers great interest rates too. What's not to love? Reviewed on: 15th January 2019

saving made easy

5
Easy to use app, whi saves without me even noticing. Reviewed on: 15th January 2019

Innovative and simply excellent

5
Such a simple idea at its core but a fantastic way to save money. I've saved a considerable amount of money using chip in the past year and I haven't felt a penny of it. Cannot recommend enough to everyone Reviewed on: 15th January 2019

Fantastic app

5
Intuitive algorithm smartly and safely dips into your current account and helps build up a separate safeguarded savings pot which earns a great rate of interest and is accessible at any time. Fantastic customer service through the app. Highly recommend Reviewed on: 15th January 2019

Fantastic App

5
Brilliant way of saving money bit by bit. Great customer service whenever I've needed to speak to someone. Reviewed on: 15th January 2019

The easiest way to save money that I've ever come across.

5
A fantastic savings app that has helped me save a deposit for my first home. So convenient and user friendly. Reviewed on: 15th January 2019

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