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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18461 reviews)

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4.94

Based on 18,461 reviews, last reviewed 11th Apr 2026

24800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent easy to use app, makes saving a pleasure Excellent easy to use app, makes saving a pleasure Reviewed on: 11th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18461)

Life changing.

Helped me save money when I never thought I could. Before chip I had nothing. Now I have a mortgage deposit. Reviewed on: 15th January 2019

Great App

Makes saving for a rainy day easy! Reviewed on: 15th January 2019

Superb - everyone should have Chip

I downloaded the app around 6 months ago and I’ve already stashed away £1000 without even knowing it. Getting a FANTASTIC rate of interest too because some of my friends and family have signed on at my invitation. I like it so much I invested in the company! Huge applause. Just don’t betray all us bank-haters by selling out to the big boys! Reviewed on: 15th January 2019

Finally made a saver out of me

Great interface, wonderfully unobtrusive and genuinely life enhancing Reviewed on: 15th January 2019

Great for saving as a teen/young adult

Managing money as a young adult is not always easy. Trying to save is even harder. Chip has helped me save money easily without having to really think about it. The automatic saves that are calculated using information gathered form my bank account and spending history allows me to put aside money and still have enough money in my bank to spend on my usual things. Great app! Couldn’t fault it! Reviewed on: 15th January 2019

Save without thinking about it

This really takes the stress out of “can I afford to save anything this month?”, you don’t notice the money going out, but you do notice it saving up! Reviewed on: 15th January 2019

Absolutely revolutionary

What a product! I saved over £1000 without even noticing! This app shows the sort of innovation the big banks can only dream of, and with the addition of the ability to lend my saved funds coming in the near future I can really see this taking over the savings market Reviewed on: 15th January 2019

Great way to start saving with good rates

We all need to save more of our income and Chip makes it stupidly easy Reviewed on: 15th January 2019

First class

Ideal for the regular saver. Good interest received. Reviewed on: 15th January 2019

Chip

Great for easy savings and good interest. It builds up without you noticing. Perfect for people like me who aren't great with money. Reviewed on: 15th January 2019

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