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Chip: Savings app reviews

4.86
Based on 18,462 reviews, last reviewed 16th Apr 2026
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

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Chip Savings app reviews (18462)

Chip Awards

5
I really enjoy the experience with Chip, it’s easy to understand, great at customer service and has a unique way of showing you the tool. Also funny! Reviewed on: 15th January 2019

Life changing.

5
Helped me save money when I never thought I could. Before chip I had nothing. Now I have a mortgage deposit. Reviewed on: 15th January 2019

Great App

5
Makes saving for a rainy day easy! Reviewed on: 15th January 2019

Superb - everyone should have Chip

5
I downloaded the app around 6 months ago and I’ve already stashed away £1000 without even knowing it. Getting a FANTASTIC rate of interest too because some of my friends and family have signed on at my invitation. I like it so much I invested in the company! Huge applause. Just don’t betray all us bank-haters by selling out to the big boys! Reviewed on: 15th January 2019

Finally made a saver out of me

5
Great interface, wonderfully unobtrusive and genuinely life enhancing Reviewed on: 15th January 2019

Great for saving as a teen/young adult

4
Managing money as a young adult is not always easy. Trying to save is even harder. Chip has helped me save money easily without having to really think about it. The automatic saves that are calculated using information gathered form my bank account and spending history allows me to put aside money and still have enough money in my bank to spend on my usual things. Great app! Couldn’t fault it! Reviewed on: 15th January 2019

Save without thinking about it

5
This really takes the stress out of “can I afford to save anything this month?”, you don’t notice the money going out, but you do notice it saving up! Reviewed on: 15th January 2019

Absolutely revolutionary

5
What a product! I saved over £1000 without even noticing! This app shows the sort of innovation the big banks can only dream of, and with the addition of the ability to lend my saved funds coming in the near future I can really see this taking over the savings market Reviewed on: 15th January 2019

Great way to start saving with good rates

5
We all need to save more of our income and Chip makes it stupidly easy Reviewed on: 15th January 2019

First class

5
Ideal for the regular saver. Good interest received. Reviewed on: 15th January 2019

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