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Chip: Savings app reviews

4.87
Based on 18,460 reviews, last reviewed 19th Aug 2026
94% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A brilliant money management app A brilliant money management app Reviewed on: 19th August 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18460)

Brilliant service

4
I love this app!! It really does let you achieve goals you set and not even notice. Reviewed on: 15th January 2019

Life changing

5
I was sceptical about automated savings but gave it a shot and never looked back. I never go without money and don’t notice the savings missing. This app is the future and would recommend to anyone. The customer service is spot on and they are always there to answer questions. Reviewed on: 15th January 2019

Great saving App

5
Excellent saving app, easy to use and user friendly.... Reviewed on: 15th January 2019

Best savings app on the market

5
Easy, automatic saves. Effective and never a problem. Reviewed on: 15th January 2019

Best way to save

5
Thanks to Chip I have saved a huge amount of money and I didn’t even know I was doing it! It’s been so good and the app is literally effortless to use. Thanks so much Chip! Reviewed on: 15th January 2019

Easy to use sector changing product

5
It's great to see a product in a traditionally inflexible sector looking at what they do from a consumer point of view first. Simple, easy to use and great communication. Reviewed on: 15th January 2019

Innovative app, great customer service - 100% integrated in my life

5
Chip makes saving that little bit easier - it takes away from the action of having to save. I found it difficult to save money consistently before Chip, I would have a couple of months where I would save a lots of money, and then months where I wouldn’t at all. With Chip it makes it really easy to save every week, the money builds up quickly without me realising. Chip’s customer service is also fantastic, the only minor problem I had were resolved in minutes and always with a friendly (“chipper” you may say...!) approach. Reviewed on: 15th January 2019

Awesome app that makes saving effortless

5
Chip provides a great service and takes the stress out of saving. Auto saves are great and manual saves allow you to save quicker to take advantage of high interest rates. I'm really looking forward to Chip 2.0 and ChipX to be released early this year. Reviewed on: 15th January 2019

Easy way to save

5
Chip is a great little app that makes saving really easy and hassle free. I like that you can increase and reduce the amounts saved so you still save even when things are tight. Reviewed on: 15th January 2019

Amazing Product

5
What an amazing product a revolution to the archaic banking and saving rituals. And backed up by an amazing approachable dedicated team so excited for the future of this and excited to be apart of it!!! Reviewed on: 15th January 2019

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