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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Chip

Great for easy savings and good interest. It builds up without you noticing. Perfect for people like me who aren't great with money. Reviewed on: 15th January 2019

Rubbish at maths creative with ADHD: CHIP has totally changed how I feel about money...

As a self-employed, not too long ago student with a full-time student husband and 3 children to support; money is often tight. I have been using Chip since July 2018 and already I actually have something to fall back on. Times have often been hard and saving the old fashioned way with my bank never worked well because it didn't help me to develop good habits, it was boring to engage with and often made me feel like finance was beyond my understanding. Chip has changed how I feel about my money, saving and spending habits and has enabled me to feel more positive about my financial future. Chip uses refreshingly casual language, forums and visuals to communicate on a more human and equal level, it's an absolute breath of fresh air and has achieved something ultimately rare; it has motivated me a rubbish at maths creative with ADHD; to be interested in my finances rather than fear them. Reviewed on: 15th January 2019

Brilliant service

I love this app!! It really does let you achieve goals you set and not even notice. Reviewed on: 15th January 2019

Life changing

I was sceptical about automated savings but gave it a shot and never looked back. I never go without money and don’t notice the savings missing. This app is the future and would recommend to anyone. The customer service is spot on and they are always there to answer questions. Reviewed on: 15th January 2019

Great saving App

Excellent saving app, easy to use and user friendly.... Reviewed on: 15th January 2019

Best savings app on the market

Easy, automatic saves. Effective and never a problem. Reviewed on: 15th January 2019

Best way to save

Thanks to Chip I have saved a huge amount of money and I didn’t even know I was doing it! It’s been so good and the app is literally effortless to use. Thanks so much Chip! Reviewed on: 15th January 2019

Easy to use sector changing product

It's great to see a product in a traditionally inflexible sector looking at what they do from a consumer point of view first. Simple, easy to use and great communication. Reviewed on: 15th January 2019

Innovative app, great customer service - 100% integrated in my life

Chip makes saving that little bit easier - it takes away from the action of having to save. I found it difficult to save money consistently before Chip, I would have a couple of months where I would save a lots of money, and then months where I wouldn’t at all. With Chip it makes it really easy to save every week, the money builds up quickly without me realising. Chip’s customer service is also fantastic, the only minor problem I had were resolved in minutes and always with a friendly (“chipper” you may say...!) approach. Reviewed on: 15th January 2019

Awesome app that makes saving effortless

Chip provides a great service and takes the stress out of saving. Auto saves are great and manual saves allow you to save quicker to take advantage of high interest rates. I'm really looking forward to Chip 2.0 and ChipX to be released early this year. Reviewed on: 15th January 2019

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