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Chip: Savings app reviews

4.87
Based on 18,460 reviews, last reviewed 19th Aug 2026
94% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A brilliant money management app A brilliant money management app Reviewed on: 19th August 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

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Chip Savings app reviews (18460)

Innovative, easy and effective!

5
The best way to save money. You don’t even notice it and before too long you’ve saved a bunch! Reviewed on: 12th December 2018

Easy way to save

5
It's a simple little app that's fun to use. You can either foget about it and let it squirrel away little amounts for you automatically, or you can make 'manual saves' as well, up to £100 six times a month, to really boost your savings. I've been really pleased with the amount I have saved over my year of membership so far and found it easy to recruit a couple of friends to boost my interest rate, which encouraged me to save more! Reviewed on: 12th December 2018

Saving made easy

5
It helps you achieve your goal without pain and hassle Reviewed on: 12th December 2018

Saving with ease

5
Dramatically changed the way in which I save. This app has made saving simple, automatic and don't even know I'm saving which is great Reviewed on: 12th December 2018

Great money saver

5
Great money saver that helps you balance the books easily and can earn decent interest on your money. It has massively help myself and my family. Reviewed on: 12th December 2018

Fantastic Idea, Fantastic Customer Service, Fantastic Product!

5
I've been using Chip for a number of years now, and it's been an absolutely fantastic experience overall! Reviewed on: 12th December 2018

Simple saving

5
An outstanding customer first app that makes saving fun and easy, I’ve never recommended a service to so many people very easy to use a true disrupter in the fin tech space. Reviewed on: 12th December 2018

simple, easy, reliable

5
simple, easy, reliable, just works and i save! Reviewed on: 12th December 2018

Really easy to use

5
Don't have to think about it. Cop does it for you! Reviewed on: 12th December 2018

Best savings app!

5
Chip has helped me save money that would otherwise sit in my account accruing zero interest. The app is so easy to use and adds a fun way to saving - the GIF's are awesome! I've already recommended Chip to my friends and family and they love it! Reviewed on: 12th December 2018

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