Paid advertisement
Smart Money People Logo

Chip: Savings app reviews

4.86
Based on 18,462 reviews, last reviewed 16th Apr 2026
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings app reviews (18462)

It just works!

5
It works in the background without any effort from you. Reviewed on: 12th December 2018

New saver without trying

5
Chip has helped me become a regular saver where before I thought I couldn’t afford to put money aside for savings. Chip has proved how quickly a little adds up and I’m really grateful to them for changing my mindset towards money. Reviewed on: 12th December 2018

Simplicity!

5
Great app, which is simple in concept and simple in design and use. Works flawlessly. Reviewed on: 12th December 2018

Great savings app

5
This app helped me save for my wedding and gives good interest rate and helps make saving super easy. Reviewed on: 12th December 2018

Thinking outside the proverbial box

5
Good customer relations, very good interest rates. Let’s hope they continue to grow Reviewed on: 12th December 2018

Great easy way to save!

5
the rate is competitive, the app is simple. I've saved a lot since I started using Chip! Reviewed on: 12th December 2018

Easy to use app

4
What a great new way of saving money. Reviewed on: 12th December 2018

why struggle with saving, Chip makes it easy

5
I love this app, it is making my life easier as I need to save for a future wedding, and this has helped immensely. I recommend this app to all my friends, as it should be a default app for everyone. Reviewed on: 12th December 2018

Great way to save, no need to think about it

5
Chip helps me to save, without this app I would not save so top marks to Chip Reviewed on: 12th December 2018

Financial Gain without the Saving Pain

5
Have used Chip for 6 months, managing to save several hundreds without feeling the effort of doing so. Highly recommended!! Reviewed on: 12th December 2018

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Cash ISA

    from Chip 4.86 from 1046 reviews
    Chip
  • Easy access savings

    from Chip 4.84 from 574 reviews
    Chip
  • Stocks and shares ISA

    from Chip 4.84 from 261 reviews
    Chip
    View all products