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Chip: Savings App reviews

4.94
Based on 18,210 reviews, last reviewed 17th Jun 2025
99% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
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Latest highest rating:

5

Easy as, with a friendly interface and competitive r... Easy as, with a friendly interface and competitive rates. Chip support also only a few taps away and General understand customer service well! Reviewed on: 17th June 2025
Tom's avatar
Tom

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18210)

Easy way to save

5
Chip helps you save money without even knowing you're doing it, and is super easy to use Reviewed on: 14th November 2018

Best saving method ever

5
To date I have had the best experience from using this savings app. I was slightly apprehensive at first, giving them access to my spending habits etc, however these guys have helped me to spend better than I have ever been able to manage in the past. Truly fantastic idea with customers at the forefront of their minds. Reviewed on: 14th November 2018

Great Savings App

5
Gets you doing the thing we all talk about!! Saving Reviewed on: 14th November 2018

spot on

5
easy to use, easy to earn interest Reviewed on: 14th November 2018

Best app! Made me save £800 in a year!

5
At first sceptical about a saving app, but with its automated “bot” it was easy to setup and start the app saving automatically. It’s saved up approx. £800 over 12 months which I wouldn’t have done otherwise. I then decided to invest in the company after seeing the potential the app and company has. Go Chip!! Reviewed on: 14th November 2018

Smart saving

5
I’ve been using this app for the last year as I’ve never been able to save. I like the simplicity of it and the fact I’m earning better interest on my balance than any High Street savings account. It’s so simple I’ve even got my 72 yr old mother using Chip. Reviewed on: 14th November 2018

Simply Brillaint

5
Such a good and clean app. The people who work with the app are ever so helpful and alway keeping its customers updated with every think they do. So I’m glad I’ve joined and I wouldn’t of been able to save the money if I didn’t have chip Reviewed on: 14th November 2018

Awesome app, user friendly yet simple

5
Loved the app, simple to use and don't have to worry about it as I know it won't take me over drawn. Also, best interest rate in the UK for savings! Reviewed on: 14th November 2018

Saving without the hassle

5
No one really likes to think about budgeting or saving money so it’s great to let chip sort it for you. Just waiting on Monzo support (coming soon)! Reviewed on: 14th November 2018

Fantastic rate of return and prompt support

5
The app is clever, the business model revolutionary and live support from the help team through the app is quicker than most helpdesks worldwide. There is little more anyone could realistically expect. So with that in mind, top marks, let’s hope they can sustain the quality whilst going through rapid growth! Reviewed on: 14th November 2018

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