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Chip: Savings app reviews

Name: Savings app
Rating: 4.87 (18460 reviews)

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4.87

Based on 18,460 reviews, last reviewed 19th Aug 2026

94% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

A brilliant money management app A brilliant money management app Reviewed on: 19th August 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18460)

Easy to use and it works

Transparent. Easy to use and control. How financial tools should be. Reviewed on: 12th December 2018

Brilliant!

Chip helps me save without even noticing, and it's amazing how quickly it builds up! I can dip into it at any time, so it's perfect for both saving for something special and life's 'whoops!' moments. Reviewed on: 12th December 2018

Unique

Can't fault it. Brilliant saving tool for the modern banking world. Reviewed on: 12th December 2018

Amazing

Recommended by a friend and I have absolutely no regrets other than wishing I had known about Chip sooner. Reviewed on: 12th December 2018

Savings made easy

Chip makes saving easy (it does it for you), with the option to add additional savings if you wish. You save without even knowing it! Reviewed on: 12th December 2018

Helpful and easy to use

Chip has helped me save for a motorbike and a holiday so far by taking small amounts every so often. I would highly recommend to everyone as the app is so easy and simple to use. Reviewed on: 12th December 2018

Awesome app

I discovered this app quite by accident but I have to say it’s brilliant! A great way to save and I don’t notice the money leaving my current account in small increments. I was able to save enough over a few months to pay for my holiday. A simple concept, but one that works Reviewed on: 12th December 2018

No Pain Financial Gain

Saved £850 in 12 months. Never done that before. Looking to buy myself a luxury. All without any effort. Reviewed on: 12th December 2018

A fantastic way to save without having to consciously make the effort

I've been using Chip for over a year, and saved over £2.5k that I otherwise wouldn't have. It's got a really easy to use interface, great customer service, and brilliant interest rates (I'm at 5%!). Reviewed on: 12th December 2018

Saving redefined

Chip is a fantastic app, connecting to your bank and analysing your spending, then moving small amounts of money that you won't miss, every few days into a savings account. Your savings build up quickly without really realising and it's a much more effective method of saving that trying to manually move a large sum into a savings account each month - bills, unexpected expenses always mean that gets put off, but with a little at a time it's not noticeable (and if it is too much, it can be adjusted/stopped!), and suddenly you've got a nice healthy pot of savings. They're planning to take on bank overdrafts next year offering better rates (via crowd lending) in a bid to wrest back control of our finances, and I for one can't wait! Reviewed on: 12th December 2018

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