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Chip: Savings App reviews

4.94
Based on 18,210 reviews, last reviewed 17th Jun 2025
99% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
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Latest highest rating:

5

Easy as, with a friendly interface and competitive r... Easy as, with a friendly interface and competitive rates. Chip support also only a few taps away and General understand customer service well! Reviewed on: 17th June 2025
Tom's avatar
Tom

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18210)

Life changing saving

5
I can’t say enough good things about Chip, has completely changed how i relate to money, saving is so easy and amazing to see my money grow!! Everyone should have Chip Reviewed on: 14th November 2018

Extremely useful app - savings UP

5
Great app and really handy to help the average saver. Once you've invited a couple of friends your already beating the average interest from a savings account. Some unique clever features. Been using it for a year with no trouble and saved much more than I would have. Reviewed on: 14th November 2018

Good product but needs polishing

4
I'm a current user of this product but think the app could use an overhaul as there are a few quirks to be straightened out. Reviewed on: 14th November 2018

The easiest way to save

5
I’ve been using Chip for a little way and managed to save some money without really noticing. I mean how much easier could it be? Reviewed on: 14th November 2018

Easiest App to you for fab savings

5
Started using this app after a recommendation and so pleased I did. Getting 3% savings on a regular savings account. App calculates how much to save and gives plenty of warning before taking anything out to allow time to cancel the payment if necessary. Already recommended to family, friends and colleagues. Reviewed on: 14th November 2018

Helps your dreams come true

5
It is a great saving app which will let you achieve your dreams Reviewed on: 14th November 2018

Save without noticing

5
I love the app, I can't wait for even better functionality and more features. Reviewed on: 14th November 2018

Easy saving

5
Using chips automatic saving function I have built up a nice little nest egg for xmas without noticing the money being moved,highly recommended Reviewed on: 14th November 2018

With the consumer in mind

5
User friendly app, leading to pain free savings with potentially ground breaking interest rates. What's not to love. Reviewed on: 14th November 2018

Life changing app!

5
Chip has helped me buy tickets home to see my family, thousands of miles away. It’s helped out if sticky financial situations. It’s helped me appreciate the value of saving. It’s helped me live a happier, less stressful life, and all without any effort, or feeling like l have spent money l don’t have. It’s far more than just an app, it’s a best friend. Reviewed on: 14th November 2018

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