Write a review

Newsletter

Go to business site

Chip: Savings app reviews

Name: Savings app
Rating: 4.87 (18460 reviews)

View other Chip products

4.87

Based on 18,460 reviews, last reviewed 19th Aug 2026

94% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

A brilliant money management app A brilliant money management app Reviewed on: 19th August 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

Read all reviews Write a review

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience.

Write a review

Chip Savings app reviews (18460)

Recommended to everyone

I love this app. It calculates savings that you can afford and moves the money into an easily accessible account. I love the cute gifs it sends whenever you save. They make my day! Reviewed on: 12th December 2018

Love it

A brilliant app that's easy to use, easy to save on and most importantly can earn a very good rate of interest on my savings. Can't wait until the future developments and ChipX next year! Reviewed on: 12th December 2018

Amazingly simple

Such a good way to save money. Easy to set up and you don't even realise your saving money. New features coming out next year make this the most exciting savings app I know Reviewed on: 12th December 2018

Simple but SO effective!

I'm a good saver anyway but thought I'd try this as a slush fund abs to see just how much more I could have per month and I'm pleased to say it's been great. Since August I've squirreled away enough to cover half my Christmas pressies this year...which is wonderful. Will keep squirrelling for next Christmas now! Well done Chip. Reviewed on: 12th December 2018

A gem of an app

I really do like Chip and get great joy in recieving a message stating that I actually have made an automatic save. This app is really useful in squirraling away a little bit here and a bit more there. I have recommended it to friends and a couple have also started saving. It's a fantastic way to do banking and I look forward to seeing them grow in the future. Reviewed on: 12th December 2018

Great app, superb rates!

Easy to set up and save. Really good incentives to share the love too! Reviewed on: 12th December 2018

This is how a Banking App should work

From the moment I signed up I've been impressed with the usability and the effectiveness. I liked it so much I bought the company (ok just a tiny tiny bit of it!) Reviewed on: 12th December 2018

Easiest and most reliable

Great way of saving just using a simple app. Even better when it does it automatically without you having to lift a finger. Reviewed on: 12th December 2018

Easy background saving that helps me surprise myself!

Great app with a really intuitive UI that does a good amount of saving for me each month with zero effort from me. Couldn’t recommend it enough or the team that works behind the scenes to make it such a seamless experience. Reviewed on: 12th December 2018

Changed my life!

As a mid 20s male saving for me is impossible, this app has changed everything and now I cannot wait to what comes in the future! Reviewed on: 12th December 2018

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Better Off Calculator
from Policy in Practice 4.61 from 546 reviews
App
from Quidco 2.82 from 27 reviews
App
from Kroo Bank 4.77 from 2542 reviews

Want to see more from Chip?

Cash ISA
from Chip 4.86 from 1050 reviews
Easy access savings
from Chip 4.84 from 574 reviews
Stocks and shares ISA
from Chip 4.83 from 262 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub