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Chip: Savings App reviews

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4.94
Based on 18,210 reviews, last reviewed 17th Jun 2025
99% decrease in 5 star reviews
in the past 90 days
80% decrease in 1 star reviews
in the past 90 days
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Latest highest rating:

5

Easy as, with a friendly interface and competitive r... Easy as, with a friendly interface and competitive rates. Chip support also only a few taps away and General understand customer service well! Reviewed on: 17th June 2025
Tom's avatar
Tom

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
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JKW
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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18210)

Helped me save for a holiday

5
I got Chip because money seemed to slip through my fingers. Chip put my money on the side for me (money that would have otherwise just been spent on takeaways or other nonsense). After about a year, I had saved enough money to go to Australia, where I met the love of my life, and have also lost 3 stones!!! Thank you Chip! Reviewed on: 14th November 2018
Beth Scott's avatar
Beth Scott

It's a really painless way to save, without any affort.

5
I've saved over a thousand pounds in a few months. Very clever.... Reviewed on: 14th November 2018
Ian Lewis's avatar
Ian Lewis

The Future

5
Savings and AI is the dream combination. Add in responsible lending and great returns for lenders and savers and you can see why everyone is so excited about it Reviewed on: 14th November 2018
Matt Dodge Donnelly's avatar
Matt Dodge Donnelly

Fantastic idea - saving without the hassle

5
Chip has been great for me. It’s managed to figure out automatically how much I can afford to save and do it for me without any input. I’ve saved for a holiday and a deposit on a new car through Chip and the extra interest is a great bonus too! Reviewed on: 14th November 2018
Tom Holt's avatar
Tom Holt

Excellent Idea

5
Chip has helped me save money when I've not been able to in the past. It's simple and effective and such a great idea. Reviewed on: 14th November 2018
Amanda Ryan's avatar
Amanda Ryan

Couldn't recommend highly enough

5
Beautiful app in all ways, from concept to UI to execution. Helped me save hundreds without even thinking about it. Can't wait to see what happens next! Reviewed on: 14th November 2018
Stuart Wright's avatar
Stuart Wright

Brilliantly simple

5
A savings app that just works. I save without thinking about it which means I save more! Reviewed on: 14th November 2018
Nick Langridge's avatar
Nick Langridge

Ideal for Friends & Family on Tight Budgets

5
I've been with Chip early on since I first heard about it on BBC Radio 4 Moneybox initially as a trial for my son & daughter, who both subsequently signed up, and now my son & I are Chip Investors too. Reviewed on: 14th November 2018
Steven Maskrey's avatar
Steven Maskrey

Groundbreaking Savings

5
This way of saving is groundbreaking, easy and is something that should be used by more people. Technology alongside a great customer experience make this company worth following Reviewed on: 14th November 2018
AshHow's avatar
AshHow

Best thing for banking

5
Helps even the smallest of users become the biggest of users without much effort. Always on hand to help with a query. A sense of family unlike the coldness of the highstreet banks. Reviewed on: 14th November 2018
Emma-Jayne Poulton's avatar
Emma-Jayne Poulton

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