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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

A fantastic way to save without having to consciously make the effort

I've been using Chip for over a year, and saved over £2.5k that I otherwise wouldn't have. It's got a really easy to use interface, great customer service, and brilliant interest rates (I'm at 5%!). Reviewed on: 12th December 2018

Saving redefined

Chip is a fantastic app, connecting to your bank and analysing your spending, then moving small amounts of money that you won't miss, every few days into a savings account. Your savings build up quickly without really realising and it's a much more effective method of saving that trying to manually move a large sum into a savings account each month - bills, unexpected expenses always mean that gets put off, but with a little at a time it's not noticeable (and if it is too much, it can be adjusted/stopped!), and suddenly you've got a nice healthy pot of savings. They're planning to take on bank overdrafts next year offering better rates (via crowd lending) in a bid to wrest back control of our finances, and I for one can't wait! Reviewed on: 12th December 2018

Recommended to everyone

I love this app. It calculates savings that you can afford and moves the money into an easily accessible account. I love the cute gifs it sends whenever you save. They make my day! Reviewed on: 12th December 2018

Love it

A brilliant app that's easy to use, easy to save on and most importantly can earn a very good rate of interest on my savings. Can't wait until the future developments and ChipX next year! Reviewed on: 12th December 2018

Amazingly simple

Such a good way to save money. Easy to set up and you don't even realise your saving money. New features coming out next year make this the most exciting savings app I know Reviewed on: 12th December 2018

Simple but SO effective!

I'm a good saver anyway but thought I'd try this as a slush fund abs to see just how much more I could have per month and I'm pleased to say it's been great. Since August I've squirreled away enough to cover half my Christmas pressies this year...which is wonderful. Will keep squirrelling for next Christmas now! Well done Chip. Reviewed on: 12th December 2018

A gem of an app

I really do like Chip and get great joy in recieving a message stating that I actually have made an automatic save. This app is really useful in squirraling away a little bit here and a bit more there. I have recommended it to friends and a couple have also started saving. It's a fantastic way to do banking and I look forward to seeing them grow in the future. Reviewed on: 12th December 2018

Great app, superb rates!

Easy to set up and save. Really good incentives to share the love too! Reviewed on: 12th December 2018

This is how a Banking App should work

From the moment I signed up I've been impressed with the usability and the effectiveness. I liked it so much I bought the company (ok just a tiny tiny bit of it!) Reviewed on: 12th December 2018

Easiest and most reliable

Great way of saving just using a simple app. Even better when it does it automatically without you having to lift a finger. Reviewed on: 12th December 2018

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