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Chip: Savings app reviews

4.86
Based on 18,462 reviews, last reviewed 16th Apr 2026
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Easy background saving that helps me surprise myself!

5
Great app with a really intuitive UI that does a good amount of saving for me each month with zero effort from me. Couldn’t recommend it enough or the team that works behind the scenes to make it such a seamless experience. Reviewed on: 12th December 2018

Changed my life!

5
As a mid 20s male saving for me is impossible, this app has changed everything and now I cannot wait to what comes in the future! Reviewed on: 12th December 2018

Saving is no longer a chip on my shoulder!

5
It’s as exciting as when chip gets turned back into a boy from a teacup! Or even a plate of chips and curry sauce! Thanks for chipping away into my savings! Reviewed on: 12th December 2018

Amazingly innovative company

5
Chip is a revolutionary product that breaks all the conventional boundaries but still manages to keep customer satisfaction & ethics at the core. I believe Chip is a new age democratic banking which prides as a product for the people, by the people - Aurobindo Koppole Reviewed on: 12th December 2018

Innovative. Great ideas. User friendly app.

5
Very impressive guys behind a great app which makes saving simple! Reviewed on: 12th December 2018

I can finally save money!!!

5
I have recommended this to so many friends and colleagues! I have only had the app for 3 months and have almost saved £400, before that I used to always dip into my savings. But as this is external and puts away an amount I don’t notice, it is so perfect for me. Reviewed on: 12th December 2018

Saving money without thinking

5
Chip has helped me save enough money for a holiday in only a few months by working out for me what I can afford to save without having to do it myself Reviewed on: 12th December 2018

Easy to use, great interest rate

5
Easy to use. Great interest rate. Reviewed on: 12th December 2018

Amazing!!

5
Love this app! It's helped me save quite a lot of money without even noticing it's gone from my account. It's a super easy app to use and I recommend it to everyone! Reviewed on: 12th December 2018

Unbelievably helpful and fun

5
This app has been a god send on my run up to maternity leave- I have been able to save without noticing and using the app is just super fun. This is one of my favourite user interfaces for any app ever- it’s funny, adorable, instinctive and clear. Reviewed on: 12th December 2018

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