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Chip: Savings App reviews

4.94
Based on 18,210 reviews, last reviewed 17th Jun 2025
99% decrease in 5 star reviews
in the past 90 days
80% decrease in 1 star reviews
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Latest highest rating:

5

Easy as, with a friendly interface and competitive r... Easy as, with a friendly interface and competitive rates. Chip support also only a few taps away and General understand customer service well! Reviewed on: 17th June 2025
Tom's avatar
Tom

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18210)

Easy saving

5
I am not a saver but I’m excited to say I am now with chip it is so easy to use. Reviewed on: 14th November 2018

Brilliant!

5
Great to save little bits of money automatically. And if you recommend friends you can easily earn more interest than you would from typical high street banks with no fees Reviewed on: 14th November 2018

great savings app

5
love this app. makes it so easy to save small amounts which soon add up... Reviewed on: 14th November 2018

Perfect solution for a lazy millennial

5
I love Chip because it helps me save money which I would most likely spend otherwise. Chip takes small amounts of money from your account every few days and puts away for you. The app is very easy to use, is user friendly and allows to get a better interest rate on your savings if you refer the app to your friends. Reviewed on: 14th November 2018

An easy interactive platform for practical savings

5
There are three main barriers to saving these days: lack of awareness (especially of compound interest) overspending as a habit and poor interest rates. Chip teaches good saving behaviour, non judgementally and with a perfect tone of voice for the younger generation. Great interest rates can be earned through sharing the app. And the chat style interface is a cut above traditional banking app experience. Well done Chip! Reviewed on: 14th November 2018

So easy, you don't even notice that your saving

5
I've used chip for a couple of years, I link it to my current account and every few days it calculates a small saving that gets moved to my chip account. Lovely Reviewed on: 14th November 2018

Savings all the way!!

5
The best way to save, without noticing. The app literally 'Chips' away small amounts from your account and before you know it - you have money saved. In these uncertain times, we all need to save what little we can. Reviewed on: 14th November 2018

Simple Automatic Savings

5
I've been using chip for well over a year now and it's helped me save money I never could before. Its simple because you don't need to look at it. I've already recommended it to lots of people. Great app, great company. Reviewed on: 14th November 2018

Effortless savings

5
Chip offers an excellent product which has helped me save for my dream home. With automatic and manual savings options, an exceptional support team and unbeatable interest rates, it has changed my life. Reviewed on: 14th November 2018

Amazing savings app for those of us who need to save ........... but love our bank card a bit to much

5
Chip has been amazing as far as helping me save money. I am trying to save for a mortgage, however I will admit I do also love to shop a bit to much. Chip has allowed me to get my finances in order and the little amounts of money coming out of my account every so often have really added up to something larger. You do not miss the amounts and its the same as if you are getting a round of coffee's in which I call a result. Thank you chip :) My dream of owning tiles and a lawn are getting closer with each save! Reviewed on: 14th November 2018

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