Smart Money People Logo

Chip: Savings App reviews

4.94
Based on 18,461 reviews, last reviewed 11th Apr 2026
24800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent easy to use app, makes saving a pleasure Excellent easy to use app, makes saving a pleasure Reviewed on: 11th April 2026
AntForshaw's avatar
AntForshaw

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Review Chip: Savings App now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings App reviews (18461)

Quick, easy and simple

5
Using Chip is so quick easy and simple it takes the effort out of saving. I can now save without even realising it! Reviewed on: 12th December 2018

Functional. Fabulous. Fun!

5
Who knew that saving up could be pain free but I have been able to make significant inroads toward my dreams without any hardship simply by using this app! Super! Seriously for all ages! Reviewed on: 12th December 2018

CHIP

5
Extremely user-Friendly app. Saving without trying! Reviewed on: 12th December 2018

Great app

5
So quick and easy to save! It has become of my regular daily finance check. Reviewed on: 12th December 2018

Has really helped me to save money where I wouldn't have before. Now have a balance of over £300...awesome!

5
Have never had the spare cash to save before, but chip took that on board and worked out a simple equation yo ensure I put a few £s away for a rainy day. Since starting to save with them I have put aside over £450 over a shortish space of time. Amazing!!! Reviewed on: 12th December 2018

Simple easy savings

5
Great App, very responsive to any questions, easy to set up and use. Reviewed on: 12th December 2018

Smashing savingd

5
I’ve always struggled to save but even though chip is so easy to use and withdraw somehow their witchcraft is working on me and I’m steaming towards a deposit on a house. Can’t recommend it enough Reviewed on: 12th December 2018

Simple, effective and great to use

5
The savings app is a great way of saving, I’m able to cancel any savings I don’t want to make, money is collected and returned quickly and it’s been really good to save the money rather than spend it. Reviewed on: 12th December 2018

Great interest rate

5
3% on up to £600 a month. Brilliant! Reviewed on: 12th December 2018

A painless and effortless way to save!

5
The small regular savings chip in without being noticed. Bought my replacement laptop without affecting my day-to-day budget. Brilliant! Reviewed on: 12th December 2018

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Stocks & Shares ISA

    from Chip 4.98 from 257 reviews
    Chip
  • Cash ISA

    from Chip 4.97 from 1041 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
    View all products