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Chip: Savings app reviews

View other Chip products
4.87
Based on 18,460 reviews, last reviewed 19th Aug 2026
94% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
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0%

Latest highest rating:

5

A brilliant money management app A brilliant money management app Reviewed on: 19th August 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
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JKW
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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18460)

Saving without thinking or effort!

5
Chip saves for you in a way that you don’t even notice. I’ve saved over the last year, haven’t really felt the impact of money going out of my account, and recently was able to pay for a 2-week holiday (before it would have just gone on a credit card! ). It’s such an amazing app! I love the hilarious gifs as well Reviewed on: 12th December 2018
Penelope 's avatar
Penelope

Easy & Goal Orientated

5
The app is very intuitive. Easy to setup and use. And it introduces a personal financial goal driven experience. A very valuable tool for creating the next generation of savvy savers. Reviewed on: 12th December 2018
John Cameron's avatar
John Cameron

Chip saved Christmas

5
Thinking I was skint while out shopping and having to watch what I spent, I found myself saved by Chip as I had all the cash I needed sitting in my account, and I didn't even really remember it was there, just that I had an amount sitting in it. When I opened it up I had nearly £700. A real Christmas miracle. Reviewed on: 12th December 2018
JD92's avatar
JD92

Innovation

5
The way head in saving old young Reviewed on: 12th December 2018
Adrian Laws's avatar
Adrian Laws

Excellent, future of banking!

5
100% recommend chip, it’s been amazing for us. Reviewed on: 12th December 2018
Kw90's avatar
Kw90

Innovation

5
Way ahead to save if you are a young student struggling to put a bit away or a grandparent just putting a bit by for the grandchildren this app idea covers the whole lot Reviewed on: 12th December 2018
Adrian Laws's avatar
Adrian Laws

Cant recommend enough

5
Have been using this since OCT17. Stumbled across it by chance within a few weeks of it launching. Have saved £3k without noticing. Unbelievable. Thank you so so much Chip! Reviewed on: 12th December 2018
Harry Ingram's avatar
Harry Ingram

Simple but so effective

5
Pain free saving to build u pa rainyday fund without having to think about it Reviewed on: 12th December 2018
Ian's avatar
Ian

Vital buffer saving without noticing

5
Amazing how you can quickly build a savings buffer without really noticing the difference. Genius. Reviewed on: 12th December 2018
David's avatar
David

Great app to save

4
Chip is a great app to save with a great customer service when things go wrong. Totally recommend it to everyone to use. Reviewed on: 12th December 2018
Adrienn's avatar
Adrienn

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