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Chip: Savings App reviews

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4.94
Based on 18,461 reviews, last reviewed 11th Apr 2026
24800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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5%
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Latest highest rating:

5

Excellent easy to use app, makes saving a pleasure Excellent easy to use app, makes saving a pleasure Reviewed on: 11th April 2026
AntForshaw's avatar
AntForshaw

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
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JKW
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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18461)

Amazing Makes Saving Easy

5
Been using this app for a year now and with the friends I’ve recommended and the money I’ve saved. I feel more secure about the future. Reviewed on: 12th December 2018
Rick Edward Skinner's avatar
Rick Edward Skinner

Saving without thinking or effort!

5
Chip saves for you in a way that you don’t even notice. I’ve saved over the last year, haven’t really felt the impact of money going out of my account, and recently was able to pay for a 2-week holiday (before it would have just gone on a credit card! ). It’s such an amazing app! I love the hilarious gifs as well Reviewed on: 12th December 2018
Penelope 's avatar
Penelope

Easy & Goal Orientated

5
The app is very intuitive. Easy to setup and use. And it introduces a personal financial goal driven experience. A very valuable tool for creating the next generation of savvy savers. Reviewed on: 12th December 2018
John Cameron's avatar
John Cameron

Chip saved Christmas

5
Thinking I was skint while out shopping and having to watch what I spent, I found myself saved by Chip as I had all the cash I needed sitting in my account, and I didn't even really remember it was there, just that I had an amount sitting in it. When I opened it up I had nearly £700. A real Christmas miracle. Reviewed on: 12th December 2018
JD92's avatar
JD92

Innovation

5
The way head in saving old young Reviewed on: 12th December 2018
Adrian Laws's avatar
Adrian Laws

Excellent, future of banking!

5
100% recommend chip, it’s been amazing for us. Reviewed on: 12th December 2018
Kw90's avatar
Kw90

Innovation

5
Way ahead to save if you are a young student struggling to put a bit away or a grandparent just putting a bit by for the grandchildren this app idea covers the whole lot Reviewed on: 12th December 2018
Adrian Laws's avatar
Adrian Laws

Cant recommend enough

5
Have been using this since OCT17. Stumbled across it by chance within a few weeks of it launching. Have saved £3k without noticing. Unbelievable. Thank you so so much Chip! Reviewed on: 12th December 2018
Harry Ingram's avatar
Harry Ingram

Simple but so effective

5
Pain free saving to build u pa rainyday fund without having to think about it Reviewed on: 12th December 2018
Ian's avatar
Ian

Vital buffer saving without noticing

5
Amazing how you can quickly build a savings buffer without really noticing the difference. Genius. Reviewed on: 12th December 2018
David's avatar
David

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