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Chip: Savings App reviews

4.94
Based on 18,210 reviews, last reviewed 17th Jun 2025
99% decrease in 5 star reviews
in the past 90 days
80% decrease in 1 star reviews
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Latest highest rating:

5

Easy as, with a friendly interface and competitive r... Easy as, with a friendly interface and competitive rates. Chip support also only a few taps away and General understand customer service well! Reviewed on: 17th June 2025
Tom's avatar
Tom

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18210)

Great savings app

4
Useful automatic savings app. Helps you draw off the little bits of spare cash you have through the month, so you have them put away for any time you need them. My only complaint is you get 0% interest on those amounts unless you convince other people to join, and your bonuses drop after a year. So there's not much in it for you as a money making service unless you convince several people each year to join. But for what it does, it is top of the class Reviewed on: 14th November 2018

Save Chip

5
No, not save Chip but save with Chip! Chip has revolutionised saving! Making saving no effort at all, but giving you all the rewards and benefits of saving if not more. Chip is going where no bank has been before and is continuing to evolve and adapt. Chip really is the future and I would encourage anyone to use the app and start saving money you didn’t realise you could afford to! Reviewed on: 14th November 2018

Pain free saving

5
Chip is a great app which allows me to save those extra pennies which I thought I couldn't afford to miss. I have had no issues using the app and the amount it saves each week is spot on to what I could afford. I think everyone should use the Chip app. Reviewed on: 14th November 2018

Impressive

5
CHIP. There it is in capital letters because it Is capital. It is the best idea, run by the best team of people using the best app. And not only that they seem to have another app in beta trials so that can only be better. Wow, I am impressed with what they are doing. Reviewed on: 14th November 2018

Saving for a rainy day

5
Chip has changed my rainy day fund, I was always feeling the pinch if something unexpected happened is car issue house issue a spontaneous night out. Now with my chip cash ready when I need it I don't have that issue I always have "spare" cash too hand. The interface is easy and if ever chip gets carried away with my saving I have plenty of time to stop the saving in an instant. Vice versa if I ever find a little extra I can squirrel it away. Great app Reviewed on: 14th November 2018

Effective saving made simple

5
I love this app as it enables me to save without feeling I necessarily am. Would recommend and do. Reviewed on: 14th November 2018

Simple and effective

5
Really simple to use. An easy way to build up some savings without having to worry about it and quick to get your money back if you need it. Reviewed on: 14th November 2018

Great service

5
I found out about the app a little over 6 months ago and have been using it ever since, it's been simply amazing way to save. So simple and user friendly. I've told all my friends about it and they are equally impressed. I'd recommend it to anyone. Reviewed on: 14th November 2018

Easy to use money saving app

5
Best app I have ever downloaded. Takes small amounts from my income to save for a rainy day! Reviewed on: 14th November 2018

Reach for the stars!

5
Chip is an absolute life saver!! Reviewed on: 14th November 2018

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