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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18461 reviews)

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4.94

Based on 18,461 reviews, last reviewed 11th Apr 2026

24800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent easy to use app, makes saving a pleasure Excellent easy to use app, makes saving a pleasure Reviewed on: 11th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

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Chip Savings App reviews (18461)

Easy and fresh

Easy to use has made Christmas easy . Saving little and often didn’t miss it Reviewed on: 12th December 2018

Fantastic app

I have had such a great year of savings since I signed up to Chip this time last year. I have saved much more than I would have though possible, it has been smooth and on a couple of occassions when I wanted to withdraw any funds it has been back in my bank account by the end of the same day. All that with an interest rate I wouldn’t be able to get elsewhere! Reviewed on: 12th December 2018

Easy peasy

Love using chip. Saving small manageable amounts in an easy and fun way. Saving has never been easier! Reviewed on: 12th December 2018

Best banking app!

Very clever banking app. Download today! Reviewed on: 12th December 2018

Convenient and transformative

Chip makes saving effortless. The user experience is seamless and customer service excellent. Reviewed on: 12th December 2018

Brilliant

Straightforward, clear and easy to use as well as being a great product! Reviewed on: 12th December 2018

Savings You Can Bank On!

I love Chip. It just chips away at your bank account taking those little sums you just won't miss whilst giving you a return of up to 5%pa at the same time. But you can always get some, or all, of your money back any time you wish or adjust savings levels. In fact you have total control over everything that happens & the reporting functionality is excellent too. Your money is safe too as it's ring fenced with a major High Street bank & therefore covered by the FSCS. Arguably the most friendly app out there. The way it communicates makes you feel you are interacting with real people. This is 21st centrury banking at its best - and will only get better I believe. Reviewed on: 12th December 2018

Excellent way to reach a savings goal

All very professional and clear to understand. A pain free way to meet a savings goal or put money aside for a rainy day Reviewed on: 12th December 2018

Fantastic way to save

Love this app - it has truly revolutionised the way I save. I have gone from someone who ‘didn’t have enough to save’ to building up a great savings pot. Reviewed on: 12th December 2018

Like finding a fiver in your pocket!

I love Chip, I’ve always struggled to save but Chip has turned me into a saver without me having to put in any effort. I’ve even introduced my very money and security conscious father (was surprised he wasn’t sceptical) and my sister. My sister describes it as like having a little creature pick-pocketing you without you realising and leaving it somewhere for you to find later. Having Chip gives me that feeling I get when I put on a coat from last year and find a fiver in the pocket - not that that actually happens often! Reviewed on: 12th December 2018

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