Write a review

Go to business site

Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

View other Chip products

4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

Read all reviews Write a review

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience.

Write a review

Chip Savings app reviews (18462)

Great idea

Never notice my savings being taken from my account and always look forward to seeing the end product with my 2% interest come on friends join up and give me more interest Reviewed on: 12th December 2018

Easy and fresh

Easy to use has made Christmas easy . Saving little and often didn’t miss it Reviewed on: 12th December 2018

Fantastic app

I have had such a great year of savings since I signed up to Chip this time last year. I have saved much more than I would have though possible, it has been smooth and on a couple of occassions when I wanted to withdraw any funds it has been back in my bank account by the end of the same day. All that with an interest rate I wouldn’t be able to get elsewhere! Reviewed on: 12th December 2018

Easy peasy

Love using chip. Saving small manageable amounts in an easy and fun way. Saving has never been easier! Reviewed on: 12th December 2018

Best banking app!

Very clever banking app. Download today! Reviewed on: 12th December 2018

Convenient and transformative

Chip makes saving effortless. The user experience is seamless and customer service excellent. Reviewed on: 12th December 2018

Brilliant

Straightforward, clear and easy to use as well as being a great product! Reviewed on: 12th December 2018

Savings You Can Bank On!

I love Chip. It just chips away at your bank account taking those little sums you just won't miss whilst giving you a return of up to 5%pa at the same time. But you can always get some, or all, of your money back any time you wish or adjust savings levels. In fact you have total control over everything that happens & the reporting functionality is excellent too. Your money is safe too as it's ring fenced with a major High Street bank & therefore covered by the FSCS. Arguably the most friendly app out there. The way it communicates makes you feel you are interacting with real people. This is 21st centrury banking at its best - and will only get better I believe. Reviewed on: 12th December 2018

Excellent way to reach a savings goal

All very professional and clear to understand. A pain free way to meet a savings goal or put money aside for a rainy day Reviewed on: 12th December 2018

Fantastic way to save

Love this app - it has truly revolutionised the way I save. I have gone from someone who ‘didn’t have enough to save’ to building up a great savings pot. Reviewed on: 12th December 2018

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

App
from Smart Bill 4.10 from 8 reviews
Mobile Wallet
from bibimoney 4.06 from 1 reviews
Payments
from Payzone 3.88 from 2 reviews

Want to see more from Chip?

Cash ISA
from Chip 4.86 from 1046 reviews
Easy access savings
from Chip 4.84 from 574 reviews
Stocks and shares ISA
from Chip 4.84 from 261 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub