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Chip: Savings App reviews

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4.94
Based on 18,210 reviews, last reviewed 17th Jun 2025
99% decrease in 5 star reviews
in the past 90 days
80% decrease in 1 star reviews
in the past 90 days
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Latest highest rating:

5

Easy as, with a friendly interface and competitive r... Easy as, with a friendly interface and competitive rates. Chip support also only a few taps away and General understand customer service well! Reviewed on: 17th June 2025
Tom's avatar
Tom

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
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JKW
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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18210)

Easy savings

5
Takes all the thought out of building up a savings pot. Easy and pain free Reviewed on: 14th November 2018
Lucy's avatar
Lucy

Savings simplified

5
Savings are essential, but can be complicated and time consuming. Chip has lifted the burden and created a completely new, simple, effective and worthwhile approach to savings for all. Reviewed on: 14th November 2018
Bruce Lack's avatar
Bruce Lack

Magic

5
This app has helped me to save money without feeling any difference to my bank balance Reviewed on: 14th November 2018
Sam Burgess's avatar
Sam Burgess

Great App

5
Best app I've got... wouldn;t be without it. Reviewed on: 14th November 2018
Will B's avatar
Will B

Best saving app

5
Best app ever to save without ever realising !! Reviewed on: 14th November 2018
Paddyjames26's avatar
Paddyjames26

Best app

5
Helped me a lot this app, thank you! Reviewed on: 14th November 2018
Andrew Whittet's avatar
Andrew Whittet

Just a great app

5
For someone who wanted to make the most of my income and squeeze out as much savings for a property chip has been a godsend - it’s made saving that little bit easier and helped me achieve my savings goals far sooner Reviewed on: 14th November 2018
Kieran Witt's avatar
Kieran Witt

Industry changing

5
A once in a generation idea, changing the shape of the savings industry and making it possible for all types of people to save. Reviewed on: 14th November 2018
George Rapsomanikis's avatar
George Rapsomanikis

Makes regular savings simple!

5
Made making regular savings easy and simple to do without the hit to my finances each month it chips away at what you can affored and before you know it you've created a nice little pot. Great community and continues to develop new functionality regular. Reviewed on: 14th November 2018
Matthew Ardron's avatar
Matthew Ardron

Smart way to maximise savings

5
I like this app a lot because it takes money from my account in small chunks, so I can see I am saving the money, and don't hurt as much if I was to make a big saving in one go. Also I can see the amount growing in the Chip app, with a relatively high interest rate compared to the high street banks. It feels like there is a personal advice helping me to save money. I have been using the app for around half a year now, even with their autosave feature, my bank account never went to overdraft, and I am very delighted every week I see some of my money is taken away and put into Chip for a higher return. The interface of the app is like a messenger app, with limited interaction with the AI, when I ran into any sort of problem, I have the option to contact a real person with not much waiting, I found the customer service to be great! Excellent app! If I was to advise them for any improvement, it would be an ability to request an e saving statement, but I am happy with what it is right now. Reviewed on: 14th November 2018
Chris's avatar
Chris

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