Smart Money People Logo

Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
12300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings app reviews (18462)

Great app

5
Easy to use great intrest rates.Fantastic customer services. Reviewed on: 21st March 2025

Very easy to use app and always good and timely info...

5
Very easy to use app and always good and timely information. Reviewed on: 21st March 2025

Great banking solution

5
I only use a couple of services eg savings accounts but everything has been smooth so far Reviewed on: 21st March 2025

Quick and prompt chat, easy to navigate

5
Quick and prompt chat, easy to navigate and lots of ways to build a portfolio. I also like the wealth score that is new on chip. Reviewed on: 21st March 2025

Easy, user friendly app

5
Easy, user friendly app which gives good advice to have secure savings with high interest rates Reviewed on: 21st March 2025

Chip is awesome!

5
Chip is a fantastic, autonomous savings and investment app, helping the average person build their wealth. They've shown me saving can be simple and unnoticeable, without having to make enormous sacrifices to life. Reviewed on: 21st March 2025

I never managed to save before I used this app

5
I never managed to save before I used this app but it's made my finances so much simpler knowing it's all in one place. Great rates on the cash accounts and a really good variety of investment funds on offer. Reviewed on: 21st March 2025

Good app and great rates

5
App is very easy to use and rates offered are very competitive Reviewed on: 21st March 2025

Just simple and effective with excellent customer se...

5
Just simple and effective with excellent customer service and a "can do" attitude! Reviewed on: 21st March 2025

Even good for technophobes

5
I'm not good with money and technology, but Chip is so easy to use and navigate. I've been delighted with the return on my investment. I recommend Chip. Reviewed on: 21st March 2025

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Cash ISA

    from Chip 4.97 from 1046 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
  • Easy access savings

    from Chip 4.96 from 574 reviews
    Chip
    View all products