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Chip: Savings App reviews

4.94
Based on 18,447 reviews, last reviewed 27th Feb 2026
23300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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5%
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Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026
Adam A's avatar
Adam A

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

Good app and great rates

5
App is very easy to use and rates offered are very competitive Reviewed on: 21st March 2025

Just simple and effective with excellent customer se...

5
Just simple and effective with excellent customer service and a "can do" attitude! Reviewed on: 21st March 2025

Even good for technophobes

5
I'm not good with money and technology, but Chip is so easy to use and navigate. I've been delighted with the return on my investment. I recommend Chip. Reviewed on: 21st March 2025

Easy to use.

5
Very easy to use and makes investing simple. Would absolutely recommend this app to people I know. It would be nice if they offered a lifetime ISA though. Reviewed on: 21st March 2025

Fantastic

5
Fantastic easy to use app with the best savings rates available. Great for saving and investing. Reviewed on: 21st March 2025

Great Experience

5
My experience has been great, the interface is easy to use and the interest rates are excellent. Reviewed on: 21st March 2025

Chip has made saving so effortless!

5
Chip has made saving so effortless! I've saved enough to purchase a house without the savings being noticeable. Reviewed on: 21st March 2025

Easy as chips!

5
Easy to add and withdraw money, easy to view, promotes saving habits, pays best rate! Reviewed on: 21st March 2025

Value for money

4
Excellent no problems whatsoever Reviewed on: 21st March 2025

Easy way to save with great prize incentives

5
A really easy way to save money with lots of options for interest or prizes. I personally find the prize fund a great incentive to save into and it’s always nice when we win £10, so much better than slowly collecting interest. We used Chip to successfully save for a bathroom renovation and will continue to use it for all our big life plans. Reviewed on: 21st March 2025

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