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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Great app and features, rates could be improved

Very user friendly interface, auto savings feature is great for continuously saving within my limits. Would like to see savings rates to be more market leading and to have visibility of the equivalent rate of return for the prize savings account. Reviewed on: 21st March 2025

App really easy to use and staff really helpful.

App really easy to use and staff really helpful. I have the instant access account, which is really convenient. It says it can take up to 2 hours to transfer but it always does it immediately for me. Reviewed on: 21st March 2025

Excellent

Never had a problem with the app. Good rates. So easy to move money around. always felt confident in the bank. Reviewed on: 21st March 2025

Like the app, information provided and the savings r...

Like the app, information provided and the savings rates Reviewed on: 21st March 2025

Building wealth but with access to my money

I invested in Chip a few months ago when I had a lump to invest. I looked at Chip because Martin Lewis mentioned their rates, and ease of getting your money out…which is what I need as I want to pay a chunk off my mortgage in a few months time. So far, I’ve found the App very easy to use. I’m reassured by the fact Chip has financial securities in place for up to £85,000 and have recently got a friend to join Chip. Reviewed on: 21st March 2025

Usability of the app is great.

Usability of the app is great. Chip has got me into the habit of saving money and trying out a bit of investing as well. Reviewed on: 21st March 2025

Chip is a great way for people without a lot of fina...

Chip is a great way for people without a lot of financial knowledge to save and invest. Great experience, I recommend Chip. Reviewed on: 21st March 2025

Great App

The app is very easy to use, I love the way you can see your savings growing and the transactions go through very quickly Reviewed on: 21st March 2025

Great experience and easy to use

Great experience and easy to use Reviewed on: 21st March 2025

Chip is a refreshing way to save money - it has a fe...

Chip is a refreshing way to save money - it has a few good options of where to deposit money- the app is easy to navigate- first port of call to place any deposit. Great way to move forward in these difficult times. Reviewed on: 21st March 2025

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