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Chip: Savings app reviews

4.86
Based on 18,462 reviews, last reviewed 16th Apr 2026
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Chip Savings app reviews (18462)

Review of the Chip, Savings app:

Best App ever!

5
Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

Love the convenience of this app and a fresh approach to banking

5
Have had a great experience using the app and getting a great interest rate Reviewed on: 14th November 2018

Saving money has never been so easy

5
Is the best to save money because it works on the lawn is the best to save money!!! Reviewed on: 14th November 2018

Best way to save

5
Chip has been the best savings app I have used and helped me save for so much. Chip has a real personal touch unlike other brands which is why I think it’s the best Reviewed on: 14th November 2018

Easy saving

5
Brilliant app that does the hard work for you. Reviewed on: 14th November 2018

Piece of cake!

5
As a chip saver I couldnt be happier. Helps me save without noticing it. That is until I take the money out and realise how mich I’ve saved!! Reviewed on: 14th November 2018

Makes saving easy

5
Chip’s algorithms make saving almost invisible, to a hardened spender like myself, saving has become painless! Very user friendly and really simple to use. Reviewed on: 14th November 2018

Helps me save without even noticing it!

5
I hate to parrot back what Chip themselves say about their product but it really does do what it says! Been using chip for a while now and I’m amazed at the amount I’ve managed to save without even noticing it, used the money to pay for a holiday and it’s building back up again already. The people at chip work really hard to make the experience as seamless as possible and make the product the best it can be, looking forward to the future and definitely will continue to use the app Reviewed on: 14th November 2018

Smart saving...the future

5
Has taken the stress out of having to concisiously save. Clever, effective and the user is in full control. The future of personal saving Reviewed on: 14th November 2018

Easy savings

5
Love this app, managed to save to pay for flights to New Orleans, my car insurance and a healthy bit for emergencies Reviewed on: 14th November 2018

A fresh, exciting approach to saving

5
Chip was recommended to me by my partner and I have been hooked on it since that time. Regular updates, structured savings and a great interest rate means that chop builds a lovely little savings pot for you in the background. The best thing is, it does it all for you! I treat chip saving amounts as an outgoing bill every month, only for it to be stashed away in a little fund for a rainy day, a holiday or some xmas presents! I will continue to save with Chip, invest in Chip and I am excited to see what Chip brings in the future. Jake B Reviewed on: 14th November 2018

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