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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

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4.94

Based on 18,447 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Chip Savings App reviews (18447)

Review of the Chip, Savings App:

Best App ever!

Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

Great interest rates

Easy and quick to use app to transfer money in and out. Good interest rates Reviewed on: 21st March 2025

Easy to use app.

Easy to use app. Connects to your bank for seamless transfer of money . Fast withdrawal of money when needed. Can set up regular savings . good choice of saving types to suit all Reviewed on: 21st March 2025

Great app, easy to add or withdraw funds.

Great app, easy to add or withdraw funds. Clear & concise information to hand 10/10 Reviewed on: 21st March 2025

The best mobile banking app.

I’ve been using Chip for a couple of years. It is my best experience yet of all mobile banking apps. Fast, simple to use, good rates. Reviewed on: 21st March 2025

A refreshing outlook to banking.

Chip has various saving opportunities and investments which are clearly explained prior to choosing what’s good for you. Their automatic saving system has helped me save more than I would normally by transferring different amounts from my account depending what my balance is at the time, a very useful tool which I have control of if I chose to adjust it. Reviewed on: 21st March 2025

Love it.

I started using chip about 5 years ago, and have not looked back since. The auto saves are great and i have saved during the month without even realising. The instant access is a great feature and allows me the flexibility to save without worrying i cant get my money out quick in an emergency. Reviewed on: 21st March 2025

great easy to use app,

great easy to use app, I would of liked a better rate for my cash isa then I would save more. Reviewed on: 21st March 2025

Easy app set up.

Easy app set up. Transferring money is quick and easy app as very clear information on all accounts. Reviewed on: 21st March 2025

SmartAss

Easy to understand and user friendly except for the membership section.i can change, i can upgrade…but I can’t cancel the automatic renewal.i have to call. Reviewed on: 21st March 2025

Happy with Chip

My savings have grown, I've won prizes, what more could you ask for? Reviewed on: 21st March 2025

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