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Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
12300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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95%
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5%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Great experience

5
Easy to use and good for investing Reviewed on: 21st March 2025

Chip is so easy and makes saving feel like something...

5
Chip is so easy and makes saving feel like something I can actually do. I might even progress to investing in a year or two! Reviewed on: 21st March 2025

Very satisfied

5
Overall experience has been very good and offers competitive rates and a host of investment options Reviewed on: 21st March 2025

whenever i had a question , the answer was speedy a...

5
whenever i had a question , the answer was speedy and helpful Reviewed on: 21st March 2025

Great experience and easy to use.

5
Great experience and easy to use. Rates sometimes lower than other banks Reviewed on: 21st March 2025

Innovative service, just simple to use.

5
Innovative service, just simple to use. Reviewed on: 21st March 2025

Fantastic easy to use app to transfer money in and o...

5
Fantastic easy to use app to transfer money in and out and use for my investments Reviewed on: 21st March 2025

Fantastic banking app.

5
I haven't needed to use customer service yet but I love the chip app. It's user friendly and I really appreciate the interest rates I get on my savings. I also appreciate the chance to win money on the prize winning account. Reviewed on: 21st March 2025

Great savings schemes

5
Contact with a human could be made easier rather than been faced with a miriade of “bot” questions. Savings schemes are excellent with good interest rates. Reviewed on: 21st March 2025

I've never been able to save properly until now!!

5
I've never been able to save properly or consistently and now I can. I jouned when it first started but wasn't really giving interest then I left and came back. It's my favourite saving tool the best one and I have a few but this one is amazing Reviewed on: 21st March 2025

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