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Chip: Savings App reviews

4.94
Based on 18,447 reviews, last reviewed 27th Feb 2026
23300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026
Adam A's avatar
Adam A

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

Great deals, great servis

5
Great deals, great servis, great way to save money without even realising Reviewed on: 20th March 2025

Great Bank for savings!!

5
I’ve been with Chip now for around a year or a bit more and I love the fact that I can see the interest building on a daily basis, how easy it is to move funds between Chip and my bank. I feel very safe with Chip. Reviewed on: 20th March 2025

Excellent y

5
Chip has been brilliant for both service and communication / help and also excellent for ease of use and interest rates Reviewed on: 20th March 2025

App is nice and easy to use.

4
App is nice and easy to use. Interest rate is good. Reviewed on: 20th March 2025

Chip helped me save for the first time! ...

5
Chip helped me save for the first time, and Managed to save £5000 for a trip and couldn't believe it! The app is super easy to use, customer service is always so helpful too! Reviewed on: 20th March 2025

All ages app

5
Not being a very techy person, I find the Chip app fab to use, easy to navigate and clear. I love the way I get answers so quickly. Reviewed on: 20th March 2025

I have used Chip for my savings for a couple of year...

5
I have used Chip for my savings for a couple of years and have always found the service to be excellent. Reviewed on: 20th March 2025

Only positives

5
Really great rates and easy to communicate. Excellent customer service Reviewed on: 20th March 2025

Straight forward and easy to navigate.

5
Straight forward and easy to navigate. Informative when they need to be. Absolutely no complaints. There should you need them Reviewed on: 20th March 2025

Very quick to set up an account.

4
Very quick to set up an account. Easy to transfer funds into and out of the account which I like. The interest rates were also market leading which is why I opened the account at the time. I have not opened a stocks and shares ISA but have saw that it looks good too Reviewed on: 20th March 2025

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