Smart Money People Logo

Chip: Savings App reviews

4.94
Based on 18,447 reviews, last reviewed 27th Feb 2026
23300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026
Adam A's avatar
Adam A

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Review Chip: Savings App now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings App reviews (18447)

Seamless transactions, clear UI, competitive rates

5
Seamless transactions, clear UI, competitive rates Reviewed on: 20th March 2025

I enjoy the ease with which I can diversity my inves...

5
I enjoy the ease with which I can diversity my investments and the flexibility with what kind of savings account I can choose to have with decent returns. Reviewed on: 20th March 2025

Good returns, good customer service

5
Good returns, good customer service Reviewed on: 20th March 2025

Very easy to use and pay in money good rates...

5
Very easy to use and pay in money good rates Reviewed on: 20th March 2025

I have been in board since the very beginning.

5
I have been in board since the very beginning. Never regretted it. My family also now use Chip. So many innovative saving products that even in these hard times make it easy to save for the future. Reviewed on: 20th March 2025

Very good app.

5
Very good app. Easy to save and to access your money if and when needed. I have found customer service to be very friendly and helpful when I needed help. Reviewed on: 20th March 2025

Would never have saved without Chip

5
Would never have saved without Chip Reviewed on: 20th March 2025

Convenient

5
I love that chip is so easy to use you can move money in and out in minutes it's great. Reviewed on: 20th March 2025

Excellence and Efficiency

5
Been with CHIP several years and have always been highly satisfied with their efficiency and excellence of products. I’ve had several types of accounts and all have been excellent quality- positive experience with no issues Reviewed on: 20th March 2025

App is quick and easy to use.

5
App is quick and easy to use. Transferring money by direct bank transfer link really makes it quick and the screens are kept quite simple so easy to see balances. Reviewed on: 20th March 2025

Review Chip: Savings App now

Help others make smarter decisions by sharing your own experience. Write a review