Smart Money People Logo

Chip: Savings App reviews

4.94
Based on 18,447 reviews, last reviewed 27th Feb 2026
23300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026
Adam A's avatar
Adam A

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Review Chip: Savings App now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings App reviews (18447)

Easy to mange your money and savings

5
Easy to mange your money and savings Reviewed on: 20th March 2025

Excellent and easy to use.

5
Excellent and easy to use. Very informative and up there with the best. Reviewed on: 20th March 2025

i like chip.

5
i like chip. the cash ISA is good and easy to use. The S&S ISA is good and good value in terms of platform fees. It also is good at illustrating how your investments are performing. They also have their own premium bonds equivalent to save on tax if needed. Reviewed on: 20th March 2025

Chip are very good at helping me save money

4
Chip are very good at helping me save money Reviewed on: 20th March 2025

Easy app to use.

5
Easy app to use. Interest rates competitive. Already recommended to friends Reviewed on: 20th March 2025

Very good rates and flexible ISAs

5
Very good rates and flexible ISAs Reviewed on: 20th March 2025

Chip is easy to use with lots of different products...

5
Chip is easy to use with lots of different products to invest in or savings accounts. The app is easy to use with a clean interface that makes it a delight. Reviewed on: 20th March 2025

Why I love chip!

5
It’s been super easy to save, they take small amount sporadically from my account and I don’t even notice and now I have a good amount of savings! The most I have had in a long time! now I can dream about a better future. Reviewed on: 20th March 2025

I really like my Chi account as it is very easy for...

5
I really like my Chi account as it is very easy for me to navigate. My daughter set me I on the account and in the beginning helped me if I needed to withdraw etc. Over time I have become more adept at using the different elements of the account especially as I am a lady in her 80s. Reviewed on: 20th March 2025

Smooth user interface and experience.

5
Smooth user interface and experience. Modern and innovative. Helped me save money I would normally spend. Reviewed on: 20th March 2025

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Stocks & Shares ISA

    from Chip 4.98 from 257 reviews
    Chip
  • Cash ISA

    from Chip 4.97 from 1036 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
    View all products