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Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
67% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
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5%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Great app.

5
Great app. I am saving with the Chip from the very beginning. Excellent!!! Reviewed on: 20th March 2025

Quick and easy

5
Easy to use app with a selection of accounts available. Reviewed on: 20th March 2025

Squirreling money away is easy with Chip

5
I've been using Chip for several years. It keeps squirreling away money for me and I don't have to do a thing Reviewed on: 20th March 2025

I have two accounts and use them differently.

5
I have two accounts and use them differently. Both are excellent. simple to deposit and takes only seconds to withdraw. Reviewed on: 20th March 2025

Really simple to use - and great interest rates.

5
Really simple to use - and great interest rates. I’ve slowly been accumulating money using this app and it all appears to be working really well. Reviewed on: 20th March 2025

Very happy with my Accounts

5
Very happy with my straight forward easy to understand accounts. So many accounts are very complicated to use. Chip is not. Reviewed on: 20th March 2025

Love Chip's simplicity, but make prizes more exciting!

5
I love the simplicity of Chip, to easily add and withdraw funds as needed and for an easy access account, I have enjoyed seeing the interest rack up each month, in comparison to some stagnant savings products that I have had no movement on in 5+ years. I only wish the Prize Savings Account actually had some decent prizes that were better than £10, for the lower prize winnings. A few £100.and £1,000 would be great. Reviewed on: 20th March 2025

Easy to mange your money and savings

5
Easy to mange your money and savings Reviewed on: 20th March 2025

Excellent and easy to use.

5
Excellent and easy to use. Very informative and up there with the best. Reviewed on: 20th March 2025

i like chip.

5
i like chip. the cash ISA is good and easy to use. The S&S ISA is good and good value in terms of platform fees. It also is good at illustrating how your investments are performing. They also have their own premium bonds equivalent to save on tax if needed. Reviewed on: 20th March 2025

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