Smart Money People Logo

Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
67% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings app reviews (18462)

Chip are very good at helping me save money

4
Chip are very good at helping me save money Reviewed on: 20th March 2025

Easy app to use.

5
Easy app to use. Interest rates competitive. Already recommended to friends Reviewed on: 20th March 2025

Very good rates and flexible ISAs

5
Very good rates and flexible ISAs Reviewed on: 20th March 2025

Chip is easy to use with lots of different products...

5
Chip is easy to use with lots of different products to invest in or savings accounts. The app is easy to use with a clean interface that makes it a delight. Reviewed on: 20th March 2025

Why I love chip!

5
It’s been super easy to save, they take small amount sporadically from my account and I don’t even notice and now I have a good amount of savings! The most I have had in a long time! now I can dream about a better future. Reviewed on: 20th March 2025

I really like my Chi account as it is very easy for...

5
I really like my Chi account as it is very easy for me to navigate. My daughter set me I on the account and in the beginning helped me if I needed to withdraw etc. Over time I have become more adept at using the different elements of the account especially as I am a lady in her 80s. Reviewed on: 20th March 2025

Smooth user interface and experience.

5
Smooth user interface and experience. Modern and innovative. Helped me save money I would normally spend. Reviewed on: 20th March 2025

An excellent savings app, genuinely

5
Saved so much money over my years using the app, recently bought as house, deposit saved and increased using this app. Thank you Reviewed on: 20th March 2025

Effortless Saving & High Returns

5
I've been using the Chip app for a while now, and it has completely changed the way I save. The high interest rates on savings accounts are among the best in the UK, helping my money grow faster. The app itself is easy to use, with a clean design and simple navigation. Highly recommend Chip for anyone looking to save smarter! Reviewed on: 20th March 2025

Simplicity

5
Simple and easy to use platform, lots of details around the investment options Reviewed on: 20th March 2025

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Cash ISA

    from Chip 4.97 from 1046 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
  • Easy access savings

    from Chip 4.96 from 574 reviews
    Chip
    View all products