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Chip: Savings app reviews

4.94
Based on 18,463 reviews, last reviewed 16th Apr 2026
24800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Easy to use and good interest rates.

5
Easy to use and good interest rates. Easy to access funds Reviewed on: 10th April 2025

Since using Chip I have been saving more money and l...

5
Since using Chip I have been saving more money and learning about investments. This year I even earned money with Chip. Reviewed on: 9th April 2025

Easy to manage money

4
I've been with Chip for a few years now and found them to have good savings rates, helpful for answering questions and an intuitive and easy to use app. I use the app most days and find it simple to get what I need done. Reviewed on: 8th April 2025

Easy to use.

5
Easy to use. Transfers are instant.No problems and a good rate of return Reviewed on: 4th April 2025

Easy to use app with decent interest rates.

5
Easy to use app which provides rewards to encourage you to try investing if you want to and makes it easy to do. The interest rates on the savings accounts are decent too. Different options for savings accounts as well. Reviewed on: 4th April 2025

Great Bank

5
Easy to set up account, good rates, good offers. The only bank i have genuinely recommended to others Reviewed on: 3rd April 2025

Easy to use Chip

5
Chip app is so easy to use Transferring funds is also easy as money is transferred within seconds either depositing or withdrawals Reviewed on: 2nd April 2025

Simple to open and use

5
Was after a simple savings account with a decent interest rate to park some money and the Chip account was recommended to me. Very simple to open and operate, though I would prefer a way to pay into it other than via the associated current account to avoid two step moves. Reviewed on: 2nd April 2025

Very intuitive app.

5
Very intuitive app. Best isa interest rate at time of opening account. Reviewed on: 2nd April 2025

Really excellent.

5
Really excellent. Responsive, good service and great returns. Reviewed on: 2nd April 2025

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