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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

92% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

It's great, love using the app to save money and...

It's great, love using the app to save money and invest Reviewed on: 20th March 2025

Chiptastic

Easy to use great rates definitely recommend Reviewed on: 20th March 2025

Great and easy to use app, incentivises me to save a...

Great and easy to use app, incentivises me to save and has great rates available. Reviewed on: 20th March 2025

Great platform and products

Easy to use and navigate, great high-interest savings accounts, premium bonds-style prize account and good customer service. Been using Chip as my primary savings service for years now and recommend them to all my friends and family. Reviewed on: 19th March 2025

Chip - Great Rates and Easy to Use

Chip is a user-friendly savings app that simplifies the process of setting money aside. I found the app incredibly easy to use, even for someone like me who isn't always tech-savvy. The interface is intuitive, allowing you to set savings goals effortlessly and automate deposits based on your spending habits. This feature alone makes it a standout choice for anyone looking to build their savings without much effort. Another highlight of Chip is its competitive rates. The app offers attractive interest rates on savings, which is a big plus compared to traditional savings accounts offered by banks. This can help your money grow faster than with many other savings options available. However, one area where Chip could improve is customer service responsiveness. While their service isn't bad, there were times when I wished for quicker responses to my queries. This aspect could be frustrating if you encounter an urgent issue or need assistance promptly. When closing the account to move onto a different product they never actually confirmed that it was closed - I simply couldn't log in again. It was surprising to never receive a 'thanks for your time' as an email or any form of confirmation. Overall, Chip is a strong contender in the realm of savings apps, offering ease of use and great rates that can help users achieve their financial goals efficiently. With some improvements in customer service responsiveness, it could easily become a top choice for many looking to manage and grow their savings effectively. Reviewed on: 18th March 2025

Always a dream to interact with.

Always a dream to interact with. Reviewed on: 10th March 2025

Great online option

I was very surprised at how high the interest rates were with Chip. I have never had any issues with this being an online bank. Reviewed on: 8th March 2025

Easy to use and constantly trying to expand their pr...

Easy to use and constantly trying to expand their products. Previously a lot of functions were free so slightly annoying they cost now to do auto saves etc. Reviewed on: 8th March 2025

Consistently high interest

Chip have consistently offered the highest interest rates on savings over the last few years, and they're still updating their offering to provide an excellent range of savings & investment options. The app is extremely user-friendly and makes transferring money into & out of my savings very easy. Reviewed on: 7th March 2025

Thanks for the prizes

Great social media account - feel as if they got people in with high interest rates which was smart. Now I feel as if they could do more on the education around finance. Thanks for the prizes in the savings account draws please release the number of entries so I can make a more informed decision! Reviewed on: 6th March 2025

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