Write a review

Go to business site

Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

View other Chip products

4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

92% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

Read all reviews Write a review

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience.

Write a review

Chip Savings app reviews (18462)

Flexibilty and ease of use.

Flexibilty and ease of use. Regularly informed of any changes and sensible suggestions without being bombarded. Reviewed on: 18th January 2025

Amazing app with great features.

Amazing app with great features. I’ve been using the Chip app, and it’s been a game-changer for managing my savings. The automated saving feature is brilliant—it quietly analyzes my spending and puts away small amounts without me even noticing. It’s like saving on autopilot. The app also makes it easy to set goals, whether it’s for a holiday, an emergency fund, or just general savings. The interest rates are competitive, and there’s even an option to invest if you’re feeling ambitious. The interface is clean and super intuitive, so managing everything feels effortless. For anyone who struggles to save or just wants to make the process smoother, I’d definitely recommend Chip. It’s taken a lot of the stress out of saving for Reviewed on: 18th January 2025

I’ve been with chip from the very beginning.

I’ve been with chip from the very beginning. I’ve saved I’ve spent I’ve saved again.also invested with chip.customer service has always been fast and excellent Reviewed on: 18th January 2025

What an incredibly easy efficient and effortless way...

What an incredibly easy efficient and effortless way to save. I’ve learnt to adjust my speed ending and saving and to invest Holidays and large purchases are now a joy to save for rather than an ordeal Reviewed on: 18th January 2025

It’s been a great app to help build my wealth

It’s been a great app to help build my wealth Reviewed on: 17th January 2025

After over 50 years of vanking

After over 50 years of banking Chip is the only bank that actively encourages me to save Reviewed on: 17th January 2025

More than just a savings account with a good rate

I have used CHIP for many years as a savings account. The autosave feature is great, but what really has made the difference is that their interest rates is so much more competitive than the traditional banks. While the difference looks small, it is the compounding over time that has made it so worthwhile. The app is really easy to use, and the FSCS protection is reasuring. Now that they offer investment products as well I have been able to move beyond having a rainyday fund and savings for holidays to being able to invest for my long term future. Reviewed on: 17th January 2025

I've been using chip for over 5 years & always recom...

I've been using chip for over 5 years & always recommending the company/app to my friends - it's easy, simple & user friendly for even my 70yr Pops to use! I don't think I'd ever move to any other app for my investing/Saving accounts Reviewed on: 17th January 2025

Giving me confidence around finances

I have been with chip for 3 years now and have had an amazing experience, they have helped me save for a house, go on our dream honeymoon, and give me peace of mind and confidence when it comes to my finances. Reviewed on: 17th January 2025

A game changer for savings & investments

Chip has completely transformed how I save money. The app is user-friendly, with a sleek design that makes managing finances a breeze. Its auto-save feature is a standout, effortlessly helping me build my savings without even thinking about it. The competitive interest rates, especially on their Cash ISA and Easy Access accounts, ensure my money works harder for me. What sets Chip apart is its transparency—clear information about rates, boosts, and features that make decision-making simple. The recent addition of new savings products shows their commitment to innovation and customer needs. Customer service is top-notch too; any queries I’ve had were resolved promptly and professionally. Chip isn’t just an app—it’s a financial partner I trust. Highly recommended for anyone looking to make saving smarter and easier. Reviewed on: 17th January 2025

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Digital assistant
from NatWest Group - Cora 4.59 from 6061 reviews
Personal finance platform
from PocketSmith 5.00 from 2 reviews
Your Juno Personal Finance
from Your Juno 5.00 from 1 reviews

Want to see more from Chip?

Cash ISA
from Chip 4.97 from 1046 reviews
Instant access savings
from Chip 4.96 from 285 reviews
Easy access savings
from Chip 4.96 from 574 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub