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Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
92% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Amazing app for saving and investing!

5
Amazing app for saving and investing! I’ve been using Chip for a while now, and I genuinely love how easy it is to manage my money with it. It connects to my bank account and figures out how much I can save without me even noticing, which is super helpful for someone like me who tends to forget to save! Reviewed on: 17th January 2025

Chip is great!

5
I was using a savings app called Communion before Chip. It was very new but I really liked their features. It suddenly stopped being a savings account to then an advice app, then that sort of disappeared. I did a lot of research trying to find the next best app which was close to it and Chip is what I found. I’m very happy with Chip now. I like how I can see my interest building up daily and I get paid it every month. I like how clear and simple the choice of accounts are and what they do/involve. I love the idea of the prize account, however I was unlucky so moved my balance to my instant access account. It’s very easy to add money to my chip instant access whenever I need to, and withdrawals take just seconds! I’m staying put with Chip and recommend Chip to my friends :) Reviewed on: 17th January 2025

Really simple to use savings app with a great range...

5
Really simple to use savings app with a great range of products. Reviewed on: 16th January 2025

Great products, attractive savings rates and excelle...

5
Great products, attractive savings rates and excellent customer service. Reviewed on: 16th January 2025

Great little money assistant

4
Great app always adding new features to help you grow your wealth. One of the first I tried and never looked back Reviewed on: 16th January 2025

Their cash ISA is one of the best market offerings

5
Their cash ISA is one of the best offerings on the market. Combined with their boost for new users and their excellent customer service, I wouldn't trust my money going somewhere else. I have tried other platforms like T212 that have really failed when it comes to other aspects like customer service Reviewed on: 16th January 2025

Saving without sacrifice

5
Great app. The autosaving feature has helped me over a number of years to save without sacrifice Reviewed on: 16th January 2025

Simple to use and good rates.

5
Simple to use and good rates. Can’t complain. Reviewed on: 16th January 2025

I look every day to see where I can invest in the app.

5
I look every day to see where I can invest in the app. The app encourages me to grow my account. Much more than one of the high street banks. I wished I’d found you years ago.thank you x Reviewed on: 16th January 2025

Great App- Love saving on chip.

5
Great App- Love saving on chip. Its the best savings and investment platform out there! Reviewed on: 16th January 2025

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