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Chip: Savings App reviews

4.94
Based on 18,447 reviews, last reviewed 27th Feb 2026
23300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026
Adam A's avatar
Adam A

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Chip Savings App reviews (18447)

Review of the Chip, Savings App:

Best App ever!

5
Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

I have used Chip for many years now and it just gets...

5
I have used Chip for many years now and it just gets better! The basic product as a way to save without thinking about it is fantastic by itself but the range of other offerings (prize draw similar to NS&I, stocks and shares and alternative assets etc) make it a really good offering. The ChipX platform does have a small monthly/annual fee associated but I think it’s worthwhile for me and a small amount of setup takes a lot of the thinking out of growing wealth. Reviewed on: 24th May 2024

Great app experience

5
Great app experience and transparent information for different saving and investment accounts Reviewed on: 24th May 2024

Great app.- Fantastic rates

5
Great app. Easy to use. Competitive products with fantastic rates.. Kerps customers updated. Reviewed on: 24th May 2024

Great app, slow customer service

3
I had issues verifying identity for an ISA, and took them a week to respond to numerous messages. This was apparently due to a technical issue with the app. Despite this, once in, the app is great;intuitive and easy to use - plus Chip has a very good rate for a flex. Reviewed on: 24th May 2024

Great app great rates

5
The app is great and they offer great rates Reviewed on: 24th May 2024

Having used Chip for a couple of years I have found...

5
Having used Chip for a couple of years I have found it an excellent service. Great support with simple to save plans and easy to use at great rates. Reviewed on: 24th May 2024

Since discovering Chip 3 years ago, it has enabled m...

5
Since discovering Chip 3 years ago, it has enabled me to save more money than I thought possible. I simply didn't have the strategy or method under my own guidance and Chip have made this possible. Not only this, but they have always been an easy company to engage with when I have needed to ask questions. Reviewed on: 24th May 2024

Accessible and Engaging

5
The app was really easy to navigate. Clear savings options and brilliant information Reviewed on: 24th May 2024

The Chip Savings App is really good at keeping on tr...

5
The Chip Savings App is really good at keeping on track for my saving goals. Reviewed on: 24th May 2024

Competitive and responsive interest rates, innovativ...

5
Competitive and responsive interest rates, innovative approach and great customer service. Reviewed on: 24th May 2024

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