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Chip: Savings app reviews

4.86
Based on 18,462 reviews, last reviewed 16th Apr 2026
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

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Chip Savings app reviews (18462)

Best interest rate for a long time, easy to use...

5
Best interest rate for a long time, easy to use app Reviewed on: 19th February 2024

Easy to use app , transactions sent quickly

5
Easy to use app , transactions sent quickly Reviewed on: 19th February 2024

I would never have been able to save as much as I ha...

5
I would never have been able to save as much as I have without chip. I don’t even notice it going out of my account but it’s added up and means I can afford things like holidays much more easily. Reviewed on: 19th February 2024

Better than most

4
Good but easy to get tied down to a subscription. Reviewed on: 19th February 2024

Reliable and feature-rich app

5
Great set of options for saving. Good UX and reliable app. Reviewed on: 19th February 2024

Very good, but issues initially depositing money

4
Very good, but issues initially depositing money Reviewed on: 19th February 2024

It’s been great for saving with good interest.

5
It’s been great for saving with good interest. Since last year I have made a few hundred pounds in interest alone Reviewed on: 19th February 2024

Very easy app to use and nice layout.

5
Very easy app to use and nice layout. I could switch savings accounts for a higher AER, but chose not to for this reason. Reviewed on: 19th February 2024

Simple to use App and great interest levels.

5
Simple to use App and great interest levels. Reviewed on: 19th February 2024

Great interest rate, easy to use app

5
Great interest rate, easy to use app Reviewed on: 19th February 2024

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