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Chip: Savings App reviews

4.94
Based on 18,456 reviews, last reviewed 8th Apr 2026
24300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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Latest highest rating:

5

East to access with decent rate of return East to access with decent rate of return Reviewed on: 8th April 2026
John's avatar
John

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18456)

Very easy app to use and nice layout.

5
Very easy app to use and nice layout. I could switch savings accounts for a higher AER, but chose not to for this reason. Reviewed on: 19th February 2024

Simple to use App and great interest levels.

5
Simple to use App and great interest levels. Reviewed on: 19th February 2024

Great interest rate, easy to use app

5
Great interest rate, easy to use app Reviewed on: 19th February 2024

Chip helps me rainy daysave for treats!

5
Chip helps me save for treats! Three cruise holidays booked this year, thanks Chip Reviewed on: 19th February 2024

Great easy App for saving and investing!

5
Great easy App for saving and investing! Reviewed on: 19th February 2024

Very good account good interest and easy to use

5
Very good account good interest and easy to use Reviewed on: 19th February 2024

Savings Manages to help me save, fantastic

5
Manages to help me save, easy to use Reviewed on: 19th February 2024

Simplicity itself!

5
Everything I've had to do with Chip has been brilliant. Depositing money, withdrawing money, receiving interest, customer service - all very simple. Reviewed on: 19th February 2024

The App is extremely easy to use, and has and has re...

5
The App is extremely easy to use, and has and has really helped me keep saving steadily. Love the goals feature and how easy and fast it is to deposit and withdraw. Reviewed on: 19th February 2024

Would defo recommend

5
Really good interest rate. Super easy to access and transfer funds. I feel my money is safe in my Chip account. Reviewed on: 19th February 2024

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