Write a review

Go to business site

Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18456 reviews)

View other Chip products

4.94

Based on 18,456 reviews, last reviewed 8th Apr 2026

24300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

East to access with decent rate of return East to access with decent rate of return Reviewed on: 8th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

Read all reviews See your review

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Chip Savings App reviews (18456)

Review of the Chip, Savings App:

Best App ever!

Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

Will the big banks change tac? Who cares.

Great interest rate, navigation is a breeze and no nonsense transfers. There are other accounts with higher rates but Chip has kept its interest rates up of a few months without changing them. So all round great bank account, I hope high street banks are taking note. Reviewed on: 19th February 2024

Excellent accounts terms and conditions

Excellent accounts terms and conditions, very easy to use interface with information very easy to find and process. I particularly like the way it tells you day by day how much interest you have accumulated for the month. Reviewed on: 19th February 2024

Great service, easy to use etc!

Great service, easy to use etc, excellent support, informative and helpful team! Reviewed on: 19th February 2024

Very easy to set up and use.

Very easy to set up and use. Good rates, easy to know what you can do with the app. It's made saving easier. Reviewed on: 19th February 2024

Brilliant bank!

It's a really intuitive platform, customer service always really quick to respond. Always recommending them to people. Reviewed on: 19th February 2024

Great experience with Chip!

Chip provided the best interest rate for a savings account. It was incredibly easy to open and it’s been very easy to use. Reviewed on: 19th February 2024

Very easy way of saving, never had any issues

Very easy way of saving, never had any issues Reviewed on: 19th February 2024

Easy to use and a good rate of interest for an insta...

Easy to use and a good rate of interest for an instant access account Reviewed on: 19th February 2024

Phenomenal online bank

I have been a Chip member for a while now and I love it. It is easy to use, open and transparent. I love the communications and the constant development and improvements to the offering. Chips products have helped me save more and even got me into investing, which I was nervous about and Chips investment platform is informative and helpful and made me feel more secure in investing. Reviewed on: 19th February 2024

Chip is excellent value and easy to use.

Chip is excellent value and easy to use. The speed of transactions is excellent and interest rates remain extremely competitive Reviewed on: 19th February 2024

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

App
from B-Social 4.72 from 46 reviews
Money Transfer
from Smart Currency Exchange 4.73 from 30 reviews
Mobile Wallet
from bibimoney 5.00 from 1 reviews

Want to see more from Chip?

Stocks & Shares ISA
from Chip 4.98 from 257 reviews
Cash ISA
from Chip 4.97 from 1041 reviews
Instant access savings
from Chip 4.96 from 285 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub