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Chip: Savings app reviews

4.86
Based on 18,462 reviews, last reviewed 16th Apr 2026
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

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Chip Savings app reviews (18462)

Great savings platform -Love it!

5
Easy to navigate website, good security features and great savings rates. Also the gamification aspect of thier savings products encourages a good savings habit. I no longer save with my high street provider as they don’t offer these features. Reviewed on: 19th February 2024

Gold standard banking

5
Excellent product and service. Very user friendly Reviewed on: 19th February 2024

Good communication and easy to use with value for money

4
Good communication and easy to use with value for money Reviewed on: 19th February 2024

Fast, easy and instant access to savings!

5
Fast, easy and instant access to savings! Great interest rates. Great company! Reviewed on: 19th February 2024

Without Chip, I wouldn’t have been able to save.

5
Without Chip, I wouldn’t have been able to save. Chip gives me the ability to save small amounts without worrying and with complete control and confidence to the amount I save. I love the fact it’s instant withdrawal so if I am in a fix and need to get my money out, I can, with just a tap! Just genius! Reviewed on: 19th February 2024

Chip been awesome to me...

5
I've been with Chip a long time, and it's their rates that impress me, inclusive the personal touch to their customer care Reviewed on: 19th February 2024

Chips amazing thank you

5
I love chip Reviewed on: 19th February 2024

Very simple to use

5
Very simple to use, very competitive rates. Easy to understand graphs Reviewed on: 19th February 2024

Excellent saving options and automations.

5
Excellent saving options and automations. It actually works, first time I’ve been able to save. Lots of personalisation options in terms of how much you want to save, goals etc. Reviewed on: 19th February 2024

Chip savings

5
Great savings account with excellent interest rates Reviewed on: 19th February 2024

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