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Chip: Savings app reviews

4.86
Based on 18,462 reviews, last reviewed 16th Apr 2026
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

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Chip Savings app reviews (18462)

A great app!

5
Quick response to any questions. Easy to use app. Has definitely helped me save over the years Reviewed on: 19th February 2024

Simple and good rates.

5
Simple and good rates. The best out there. Reviewed on: 19th February 2024

The app is extremely easy to use and understand and...

5
The app is extremely easy to use and understand and seems to always have the best interest rates. Reviewed on: 19th February 2024

Easy to easy use.

5
Easy to easy use. Good interest rates. No limit's on how much you can drawn down. Have recommended to my friends & family. Reviewed on: 19th February 2024

It has been a good experience.

4
It has been a good experience. The app is very user friendly and I'm glad the interest rates are remaining high. Reviewed on: 19th February 2024

Satisfactory.

5
Satisfactory. The platform is great I will recommend it for everyone. Great work Reviewed on: 19th February 2024

Easy to use.

5
Easy to use. Everything explained clearly.Helpful staff if I gave had any issues Reviewed on: 19th February 2024

Super simple to use, generous returns.

5
Super simple to use, generous up-to-date interest and nice bonuses handed out monthly. Always recommending to others. Reviewed on: 19th February 2024

Will the big banks change tac? Who cares.

5
Great interest rate, navigation is a breeze and no nonsense transfers. There are other accounts with higher rates but Chip has kept its interest rates up of a few months without changing them. So all round great bank account, I hope high street banks are taking note. Reviewed on: 19th February 2024

Excellent accounts terms and conditions

5
Excellent accounts terms and conditions, very easy to use interface with information very easy to find and process. I particularly like the way it tells you day by day how much interest you have accumulated for the month. Reviewed on: 19th February 2024

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