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Chip: Savings app reviews

4.86
Based on 18,462 reviews, last reviewed 16th Apr 2026
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

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Chip Savings app reviews (18462)

Great service, easy to use etc!

5
Great service, easy to use etc, excellent support, informative and helpful team! Reviewed on: 19th February 2024

Very easy to set up and use.

5
Very easy to set up and use. Good rates, easy to know what you can do with the app. It's made saving easier. Reviewed on: 19th February 2024

Brilliant bank!

5
It's a really intuitive platform, customer service always really quick to respond. Always recommending them to people. Reviewed on: 19th February 2024

Great experience with Chip!

5
Chip provided the best interest rate for a savings account. It was incredibly easy to open and it’s been very easy to use. Reviewed on: 19th February 2024

Very easy way of saving, never had any issues

5
Very easy way of saving, never had any issues Reviewed on: 19th February 2024

Easy to use and a good rate of interest for an insta...

5
Easy to use and a good rate of interest for an instant access account Reviewed on: 19th February 2024

Phenomenal online bank

5
I have been a Chip member for a while now and I love it. It is easy to use, open and transparent. I love the communications and the constant development and improvements to the offering. Chips products have helped me save more and even got me into investing, which I was nervous about and Chips investment platform is informative and helpful and made me feel more secure in investing. Reviewed on: 19th February 2024

Chip is excellent value and easy to use.

5
Chip is excellent value and easy to use. The speed of transactions is excellent and interest rates remain extremely competitive Reviewed on: 19th February 2024

So easy.

5
So easy. So efficient. I don’t have to think about my saving plan. Chip does it all Reviewed on: 19th February 2024

A one-stop app for several different types of savings

5
A one-stop app for all different types of savings and even investments. I like the option to choose from many different types of accounts. All are explained very well and putting money in or withdrawing is a breeze. Also being able to create different savings goals, with end date estimates and showing how close you are to reaching that goal is a great help. I’ve already recommended Chip to family and friends. It’s brilliant! Reviewed on: 19th February 2024

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