Paid advertisement
Smart Money People Logo
Newsletter

Chip: Savings app reviews

4.86
Based on 18,462 reviews, last reviewed 16th Apr 2026
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings app reviews (18462)

the BEST!

5
super easy to save money, great incentives and best interest rates on the market! cant recommend enough due to how easy it has been to save my money Reviewed on: 19th February 2024

Easy from start to finish!

5
Easy set up plus ease of depositing and taking out funds via the app is great! Reviewed on: 19th February 2024

I enjoy using Chip especially as I am a early invest...

5
I enjoy using Chip especially as I am a early investor into the company. I use it when I'm working to automate savings and also will be using it for an Isa. I haven't had any issues with the app so far. Reviewed on: 19th February 2024

Great bank

5
Great app and great interest rate! Reviewed on: 19th February 2024

Chip is a great bank and really easy to use...

5
Chip is a great bank and really easy to use their app Reviewed on: 19th February 2024

Easy to use app, hassle free and relatatively compet...

5
Easy to use app, hassle free and relatatively competitive rates. Reviewed on: 19th February 2024

Great, easy to set up accounts.

5
Great, easy to set up accounts. Good rates on cash savings Reviewed on: 19th February 2024

Love the app and how simple it is to use and having...

5
Love the app and how simple it is to use and having competitive interest rates is great knowing you have one of the best deals out there. Reviewed on: 19th February 2024

Easy use and friendly UI layout.

5
Easy use and friendly UI layout. Overall comprehensive in what I have saved and what I’ve earned from they savings Reviewed on: 19th February 2024

Great savings account, easy to use app and easy way...

5
Great savings account, easy to use app and easy way to save money Reviewed on: 19th February 2024

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Cash ISA

    from Chip 4.86 from 1050 reviews
    Chip
  • Easy access savings

    from Chip 4.84 from 574 reviews
    Chip
  • Stocks and shares ISA

    from Chip 4.84 from 261 reviews
    Chip
    View all products